FRA:CBY Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Cash & Equivalents	237.25	197	190.96	209.9	1,875	1,646	Upgrade
Investment Securities	4,350	3,625	3,679	4,839	4,441	2,988	Upgrade
Trading Asset Securities	-	277.03	0.01	0.01	0.03	1.59	Upgrade
Mortgage-Backed Securities	-	514.15	420.53	396.9	497.4	566.22	Upgrade
Total Investments	4,350	4,417	4,099	5,236	4,938	3,556	Upgrade
Gross Loans	10,519	10,432	9,705	8,809	7,374	7,416	Upgrade
Allowance for Loan Losses	-81.85	-79.11	-66.67	-61.06	-49.87	-60.87	Upgrade
Net Loans	10,437	10,353	9,638	8,748	7,324	7,355	Upgrade
Property, Plant & Equipment	-	183.76	173.42	160.78	160.65	165.66	Upgrade
Goodwill	-	853.23	845.4	841.84	799.11	793.71	Upgrade
Other Intangible Assets	898.38	48.25	52.59	61	65.23	52.94	Upgrade
Loans Held for Sale	-	1.47	0.41	-	-	1.62	Upgrade
Accrued Interest Receivable	-	54.34	54.53	52.61	35.89	39.03	Upgrade
Other Current Assets	-	1.4	2.7	5.4	-	-	Upgrade
Long-Term Deferred Tax Assets	-	88.61	79.89	149.63	-	-	Upgrade
Other Real Estate Owned & Foreclosed	7.95	2.78	1.16	0.5	0.72	0.88	Upgrade
Other Long-Term Assets	734.1	139.98	385.02	321.91	347.02	313.35	Upgrade
Total Assets	16,665	16,386	15,556	15,836	15,553	13,931	Upgrade
Interest Bearing Deposits	10,113	9,212	8,842	8,743	8,753	7,684	Upgrade
Institutional Deposits	-	672.98	447.99	129.08	236.76	179.61	Upgrade
Non-Interest Bearing Deposits	3,589	3,557	3,639	4,141	3,922	3,362	Upgrade
Total Deposits	13,702	13,442	12,928	13,012	12,911	11,225	Upgrade
Short-Term Borrowings	180.62	382.22	357.6	1,115	324.72	285.08	Upgrade
Current Portion of Leases	-	11.58	9.66	9	-	8.7	Upgrade
Accrued Interest Payable	185.7	107.13	106.09	87.1	96.07	83.74	Upgrade
Long-Term Debt	713.84	-	-	3.25	3.28	3.3	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	619.31	407.6	19.47	1.89	6.66	Upgrade
Long-Term Leases	-	46.03	31.75	22.1	32.83	27.16	Upgrade
Trust Preferred Securities	-	-	-	-	-	77.32	Upgrade
Pension & Post-Retirement Benefits	-	15.23	15.8	15.67	21.65	21.33	Upgrade
Long-Term Deferred Tax Liabilities	-	-	-	-	60.25	88.73	Upgrade
Other Long-Term Liabilities	-	-	1.2	-	-	-	Upgrade
Total Liabilities	14,782	14,623	13,858	14,284	13,452	11,827	Upgrade
Common Stock	1,883	54.7	54.37	54.19	54.09	53.76	Upgrade
Additional Paid-In Capital	-	1,076	1,060	1,050	1,041	1,025	Upgrade
Retained Earnings	-	1,275	1,189	1,152	1,058	960.18	Upgrade
Treasury Stock	-	-100.54	-55.59	-26.49	-10.61	-6.2	Upgrade
Comprehensive Income & Other	-	-542.19	-550	-678.68	-42.27	71.2	Upgrade
Shareholders' Equity	1,883	1,763	1,698	1,552	2,101	2,104	Upgrade
Total Liabilities & Equity	16,665	16,386	15,556	15,836	15,553	13,931	Upgrade
Total Debt	894.46	1,059	806.61	1,169	362.72	408.22	Upgrade
Net Cash (Debt)	-657.21	-585.11	-615.64	-958.97	1,512	1,239	Upgrade
Net Cash Growth	-	-	-	-	22.05%	-	Upgrade
Net Cash Per Share	-12.43	-11.06	-11.46	-17.69	27.80	23.24	Upgrade
Filing Date Shares Outstanding	52.87	52.71	53.33	53.77	53.86	53.68	Upgrade
Total Common Shares Outstanding	52.87	52.67	53.33	53.74	53.88	53.59	Upgrade
Book Value Per Share	35.62	33.47	31.84	28.88	38.99	39.26	Upgrade
Tangible Book Value	984.71	861.36	799.95	648.87	1,236	1,257	Upgrade
Tangible Book Value Per Share	18.63	16.35	15.00	12.07	22.95	23.46	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.