FRA:CBY Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	301.76	197	190.96	209.9	1,875
Investment Securities	4,407	3,625	3,679	4,839	4,441
Trading Asset Securities	-	277.03	0.01	0.01	0.03
Mortgage-Backed Securities	-	514.15	420.53	396.9	497.4
Total Investments	4,407	4,417	4,099	5,236	4,938
Gross Loans	10,950	10,432	9,705	8,809	7,374
Allowance for Loan Losses	-87.92	-79.11	-66.67	-61.06	-49.87
Net Loans	10,862	10,353	9,638	8,748	7,324
Property, Plant & Equipment	-	183.76	173.42	160.78	160.65
Goodwill	-	853.23	845.4	841.84	799.11
Other Intangible Assets	942.72	48.25	52.59	61	65.23
Loans Held for Sale	-	1.47	0.41	-	-
Accrued Interest Receivable	-	54.34	54.53	52.61	35.89
Other Current Assets	-	1.4	2.7	5.4	-
Long-Term Deferred Tax Assets	-	88.61	79.89	149.63	-
Other Real Estate Owned & Foreclosed	8.21	2.78	1.16	0.5	0.72
Other Long-Term Assets	782.02	139.98	385.02	321.91	347.02
Total Assets	17,303	16,386	15,556	15,836	15,553
Interest Bearing Deposits	10,704	9,212	8,842	8,743	8,753
Institutional Deposits	-	672.98	447.99	129.08	236.76
Non-Interest Bearing Deposits	3,683	3,557	3,639	4,141	3,922
Total Deposits	14,387	13,442	12,928	13,012	12,911
Short-Term Borrowings	231.16	382.22	357.6	1,115	324.72
Current Portion of Leases	-	11.58	9.66	9	-
Accrued Interest Payable	220.24	107.13	106.09	87.1	96.07
Long-Term Debt	458.77	-	-	3.25	3.28
Federal Home Loan Bank Debt, Long-Term	-	619.31	407.6	19.47	1.89
Long-Term Leases	-	46.03	31.75	22.1	32.83
Pension & Post-Retirement Benefits	-	15.23	15.8	15.67	21.65
Long-Term Deferred Tax Liabilities	-	-	-	-	60.25
Other Long-Term Liabilities	-	-	1.2	-	-
Total Liabilities	15,297	14,623	13,858	14,284	13,452
Common Stock	2,006	54.7	54.37	54.19	54.09
Additional Paid-In Capital	-	1,076	1,060	1,050	1,041
Retained Earnings	-	1,275	1,189	1,152	1,058
Treasury Stock	-	-100.54	-55.59	-26.49	-10.61
Comprehensive Income & Other	-	-542.19	-550	-678.68	-42.27
Shareholders' Equity	2,006	1,763	1,698	1,552	2,101
Total Liabilities & Equity	17,303	16,386	15,556	15,836	15,553
Total Debt	689.93	1,059	806.61	1,169	362.72
Net Cash (Debt)	-388.18	-585.11	-615.64	-958.97	1,512
Net Cash Growth	-	-	-	-	22.05%
Net Cash Per Share	-7.32	-11.06	-11.46	-17.69	27.80
Filing Date Shares Outstanding	52.68	52.71	53.33	53.77	53.86
Total Common Shares Outstanding	52.68	52.67	53.33	53.74	53.88
Book Value Per Share	38.08	33.47	31.84	28.88	38.99
Tangible Book Value	1,063	861.36	799.95	648.87	1,236
Tangible Book Value Per Share	20.18	16.35	15.00	12.07	22.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.