Community Financial System, Inc. (FRA:CBY)
Germany flag Germany · Delayed Price · Currency is EUR
51.00
-1.00 (-1.92%)
At close: Jan 28, 2026

FRA:CBY Statistics

Total Valuation

FRA:CBY has a market cap or net worth of EUR 2.77 billion.

Market Cap2.77B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date Jan 27, 2026
Ex-Dividend Date Dec 12, 2025

Share Statistics

Current Share Class 52.68M
Shares Outstanding n/a
Shares Change (YoY) +0.24%
Shares Change (QoQ) +0.29%
Owned by Insiders (%) 0.84%
Owned by Institutions (%) 76.99%
Float 52.23M

Valuation Ratios

The trailing PE ratio is 15.46 and the forward PE ratio is 13.12.

PE Ratio 15.46
Forward PE 13.12
PS Ratio 4.08
PB Ratio 1.62
P/TBV Ratio 3.06
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.17%.

Return on Equity (ROE) 11.17%
Return on Assets (ROA) 1.25%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 240,353
Profits Per Employee 63,472
Employee Count2,918
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:CBY has paid 55.31 million in taxes.

Income Tax 55.31M
Effective Tax Rate 23.58%

Stock Price Statistics

The stock price has decreased by -15.70% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -15.70%
50-Day Moving Average 50.55
200-Day Moving Average 49.34
Relative Strength Index (RSI) 51.82
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 7.23

Income Statement

In the last 12 months, FRA:CBY had revenue of EUR 678.76 million and earned 179.24 million in profits. Earnings per share was 3.38.

Revenue678.76M
Gross Profit 678.76M
Operating Income 246.59M
Pretax Income 234.55M
Net Income 179.24M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.38
Full Income Statement

Balance Sheet

The company has 257.00 million in cash and 587.62 million in debt, with a net cash position of -330.61 million.

Cash & Cash Equivalents 257.00M
Total Debt 587.62M
Net Cash -330.61M
Net Cash Per Share n/a
Equity (Book Value) 1.71B
Book Value Per Share 32.43
Working Capital -12.37B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.33%
Pretax Margin 34.56%
Profit Margin 26.41%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.62, which amounts to a dividend yield of 3.18%.

Dividend Per Share 1.62
Dividend Yield 3.18%
Dividend Growth (YoY) -3.78%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.24%
Shareholder Yield 2.94%
Earnings Yield 6.47%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2