Community Financial System, Inc. (FRA:CBY)
Germany flag Germany · Delayed Price · Currency is EUR
48.40
0.00 (0.00%)
At close: Oct 23, 2025

FRA:CBY Statistics

Total Valuation

FRA:CBY has a market cap or net worth of EUR 2.57 billion.

Market Cap2.57B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, October 21, 2025.

Earnings Date Oct 21, 2025
Ex-Dividend Date Sep 12, 2025

Share Statistics

Current Share Class 52.66M
Shares Outstanding n/a
Shares Change (YoY) -0.33%
Shares Change (QoQ) +0.32%
Owned by Insiders (%) 0.83%
Owned by Institutions (%) 75.34%
Float 52.20M

Valuation Ratios

The trailing PE ratio is 14.69 and the forward PE ratio is 12.03.

PE Ratio 14.69
Forward PE 12.03
PS Ratio 3.88
PB Ratio 1.55
P/TBV Ratio 2.90
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.05%.

Return on Equity (ROE) 11.05%
Return on Assets (ROA) 1.23%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 234,281
Profits Per Employee 61,896
Employee Count2,918
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:CBY has paid 53.00 million in taxes.

Income Tax 53.00M
Effective Tax Rate 23.20%

Stock Price Statistics

The stock price has decreased by -13.70% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -13.70%
50-Day Moving Average 49.92
200-Day Moving Average 51.25
Relative Strength Index (RSI) 45.58
Average Volume (20 Days) 17

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 6.23

Income Statement

In the last 12 months, FRA:CBY had revenue of EUR 661.61 million and earned 174.79 million in profits. Earnings per share was 3.31.

Revenue661.61M
Gross Profit 661.61M
Operating Income 240.65M
Pretax Income 228.43M
Net Income 174.79M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.31
Full Income Statement

Balance Sheet

The company has 209.02 million in cash and 650.60 million in debt, giving a net cash position of -441.58 million.

Cash & Cash Equivalents 209.02M
Total Debt 650.60M
Net Cash -441.58M
Net Cash Per Share n/a
Equity (Book Value) 1.65B
Book Value Per Share 31.38
Working Capital -12.13B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.37%
Pretax Margin 34.53%
Profit Margin 26.51%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.66, which amounts to a dividend yield of 3.56%.

Dividend Per Share 1.66
Dividend Yield 3.56%
Dividend Growth (YoY) -0.21%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield 0.33%
Shareholder Yield 3.89%
Earnings Yield 6.81%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2