Community Financial System, Inc. (FRA:CBY)
Germany flag Germany · Delayed Price · Currency is EUR
46.60
-0.20 (-0.43%)
Last updated: Jul 30, 2025

FRA:CBY Statistics

Total Valuation

FRA:CBY has a market cap or net worth of EUR 2.36 billion.

Market Cap2.36B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, July 22, 2025.

Earnings Date Jul 22, 2025
Ex-Dividend Date Jun 13, 2025

Share Statistics

Current Share Class 52.87M
Shares Outstanding n/a
Shares Change (YoY) -0.79%
Shares Change (QoQ) +0.37%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 52.41M

Valuation Ratios

The trailing PE ratio is 14.27 and the forward PE ratio is 11.56.

PE Ratio 14.27
Forward PE 11.56
PS Ratio 3.66
PB Ratio 1.47
P/TBV Ratio 2.81
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.96%.

Return on Equity (ROE) 10.96%
Return on Assets (ROA) 1.20%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 227,954
Profits Per Employee 58,465
Employee Count2,918
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:CBY has paid 48.74 million in taxes.

Income Tax 48.74M
Effective Tax Rate 22.72%

Stock Price Statistics

The stock price has decreased by -16.79% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -16.79%
50-Day Moving Average 48.60
200-Day Moving Average 54.24
Relative Strength Index (RSI) 39.87
Average Volume (20 Days) 20

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 7.06

Income Statement

In the last 12 months, FRA:CBY had revenue of EUR 643.74 million and earned 165.10 million in profits. Earnings per share was 3.13.

Revenue643.74M
Gross Profit 643.74M
Operating Income 228.08M
Pretax Income 214.47M
Net Income 165.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.13
Full Income Statement

Balance Sheet

The company has 202.02 million in cash and 761.63 million in debt, giving a net cash position of -559.62 million.

Cash & Cash Equivalents 202.02M
Total Debt 761.63M
Net Cash -559.62M
Net Cash Per Share n/a
Equity (Book Value) 1.60B
Book Value Per Share 30.33
Working Capital -11.77B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.43%
Pretax Margin 33.32%
Profit Margin 25.75%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.68, which amounts to a dividend yield of 3.60%.

Dividend Per Share 1.68
Dividend Yield 3.60%
Dividend Growth (YoY) 0.67%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield 0.79%
Shareholder Yield 4.39%
Earnings Yield 7.01%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2