C&F Financial Corporation (FRA:CFF)

C&F Financial Statistics

Total Valuation

C&F Financial has a market cap or net worth of EUR 205.73 million.

Market Cap	205.73M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Dec 15, 2025

Share Statistics

Current Share Class	3.25M
Shares Outstanding	n/a
Shares Change (YoY)	-1.88%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	6.81%
Owned by Institutions (%)	41.30%
Float	3.03M

Valuation Ratios

The trailing PE ratio is 8.95.

PE Ratio	8.95
Forward PE	n/a
PS Ratio	1.87
PB Ratio	0.92
P/TBV Ratio	0.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.03%.

Return on Equity (ROE)	11.03%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	202,050
Profits Per Employee	42,180
Employee Count	545
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, C&F Financial has paid 5.18 million in taxes.

Income Tax	5.18M
Effective Tax Rate	18.38%

Stock Price Statistics

The stock price has decreased by -13.67% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-13.67%
50-Day Moving Average	59.40
200-Day Moving Average	57.21
Relative Strength Index (RSI)	52.34
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	11.29

Income Statement

In the last 12 months, C&F Financial had revenue of EUR 110.12 million and earned 22.99 million in profits. Earnings per share was 7.10.

Revenue	110.12M
Gross Profit	110.12M
Operating Income	28.17M
Pretax Income	28.17M
Net Income	22.99M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.10

Balance Sheet

The company has 55.79 million in cash and 96.53 million in debt, with a net cash position of -40.73 million.

Cash & Cash Equivalents	55.79M
Total Debt	96.53M
Net Cash	-40.73M
Net Cash Per Share	n/a
Equity (Book Value)	223.44M
Book Value Per Share	68.68
Working Capital	-1.91B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	25.58%
Pretax Margin	25.58%
Profit Margin	20.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.61, which amounts to a dividend yield of 2.68%.

Dividend Per Share	1.61
Dividend Yield	2.68%
Dividend Growth (YoY)	-1.46%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.88%
Shareholder Yield	4.56%
Earnings Yield	11.17%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2