Capital One Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	53,021	40,894	37,410	28,910	24,263
Interest Income on Investments	5,675	5,140	4,528	2,327	1,506
Total Interest Income	58,696	46,034	41,938	31,237	25,769
Interest Paid on Deposits	12,925	11,493	9,489	2,535	956
Interest Paid on Borrowings	2,893	3,333	3,208	1,588	642
Total Interest Expense	15,818	14,826	12,697	4,123	1,598
Net Interest Income	42,878	31,208	29,241	27,114	24,171
Net Interest Income Growth (YoY)	37.39%	6.73%	7.85%	12.18%	5.49%
Gain (Loss) on Sale of Investments	-	-35	-34	-9	2
Other Non-Interest Income	10,556	7,939	7,580	7,145	6,262
Total Non-Interest Income	10,556	7,904	7,546	7,136	6,264
Non-Interest Income Growth (YoY)	33.55%	4.74%	5.75%	13.92%	11.66%
Revenues Before Loan Losses	53,434	39,112	36,787	34,250	30,435
Provision for Loan Losses	20,655	11,716	10,426	5,847	-1,944
Revenue	32,779	27,396	26,361	28,403	32,379
Revenue Growth (YoY)	19.65%	3.93%	-7.19%	-12.28%	77.33%
Salaries and Employee Benefits	12,471	8,787	8,750	8,075	7,057
Occupancy Expenses	3,166	2,094	1,872	2,050	2,003
Amortization of Goodwill & Intangibles	1,326	77	82	60	29
Selling, General & Administrative	10,078	8,517	7,500	7,553	5,937
Other Non-Interest Expense	3,457	2,011	2,112	1,415	1,544
Total Non-Interest Expense	30,498	21,486	20,316	19,153	16,570
EBT Excluding Unusual Items	2,281	5,910	6,045	9,250	15,809
Asset Writedown	-	-	-	-10	-
Pretax Income	2,281	5,910	6,045	9,240	15,809
Income Tax Expense	193	1,163	1,158	1,880	3,415
Earnings From Continuing Operations	2,088	4,747	4,887	7,360	12,394
Earnings From Discontinued Operations	365	3	-	-	-4
Net Income	2,453	4,750	4,887	7,360	12,390
Preferred Dividends & Other Adjustments	272	305	305	316	425
Net Income to Common	2,181	4,445	4,582	7,044	11,965
Net Income Growth	-48.36%	-2.80%	-33.60%	-40.60%	356.52%
Basic Shares Outstanding	541	383	382	392	443
Diluted Shares Outstanding	541	384	383	393	444
Shares Change (YoY)	41.11%	0.05%	-2.49%	-11.48%	-3.20%
EPS (Basic)	4.03	11.61	11.98	17.98	27.04
EPS (Diluted)	4.03	11.59	11.95	17.91	26.94
EPS Growth	-65.19%	-3.03%	-33.28%	-33.52%	419.75%
Dividend Per Share	2.600	2.400	2.400	2.400	2.000
Dividend Growth	8.33%	-	-	20.00%	100.00%
Effective Tax Rate	8.46%	19.68%	19.16%	20.35%	21.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.