Banco Santander (Brasil) Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	21,584	37,084	23,123	22,003	16,657	20,149
Investment Securities	193,234	180,248	161,749	138,482	181,644	283,850
Trading Asset Securities	163,459	155,672	120,049	92,667	74,905	96,587
Total Investments	356,693	335,920	281,798	231,149	256,550	380,436
Gross Loans	604,745	624,955	574,220	543,487	513,425	467,374
Allowance for Loan Losses	-36,744	-33,599	-33,567	-34,038	-28,532	-24,063
Net Loans	568,000	591,356	540,653	509,449	484,893	443,311
Property, Plant & Equipment	5,255	6,022	7,086	8,191	8,784	9,537
Goodwill	27,845	27,893	27,853	27,889	27,915	28,360
Other Intangible Assets	5,117	4,934	4,523	3,713	2,871	4,279
Other Receivables	14,585	16,976	13,779	14,789	9,080	7,062
Other Current Assets	113,403	77,607	91,085	56,320	17,351	2,101
Long-Term Deferred Tax Assets	49,504	48,224	43,446	38,608	37,640	37,982
Other Long-Term Assets	101,384	92,781	82,309	73,340	69,467	361.65
Total Assets	1,263,370	1,238,797	1,115,653	985,451	931,208	933,578
Accrued Expenses	-	5,367	5,345	5,577	3,939	5,442
Interest Bearing Deposits	561,909	609,244	543,862	487,938	421,959	415,667
Non-Interest Bearing Deposits	77,720	42,156	41,699	30,128	41,868	35,846
Total Deposits	639,629	651,400	585,561	518,066	463,827	451,514
Short-Term Borrowings	163,146	151,644	141,112	108,872	150,759	175,102
Current Portion of Long-Term Debt	-	-	49,731	52,563	38,644	15,022
Current Income Taxes Payable	5,111	4,486	5,300	4,169	5,950	5,584
Other Current Liabilities	49,913	93,551	75,370	62,008	60,624	89,094
Long-Term Debt	176,943	162,816	100,279	80,811	67,494	42,223
Pension & Post-Retirement Benefits	1,320	1,364	2,544	1,775	2,728	3,929
Long-Term Deferred Tax Liabilities	4,787	5,689	3,699	3,642	2,225	4,547
Other Long-Term Liabilities	97,372	42,653	31,855	37,288	29,043	35,031
Total Liabilities	1,138,221	1,118,970	1,000,796	874,771	825,234	827,489
Common Stock	65,000	65,000	55,000	55,000	55,000	57,000
Retained Earnings	64,078	61,454	63,920	60,443	54,388	9,581
Treasury Stock	-721.55	-884.71	-1,107	-1,219	-713.04	-791.36
Comprehensive Income & Other	-4,504	-6,078	-3,361	-4,041	-3,034	39,987
Total Common Equity	123,852	119,492	114,453	110,183	105,640	105,777
Minority Interest	1,297	335.45	403.35	497.34	334.35	312.89
Shareholders' Equity	125,149	119,827	114,856	110,680	105,974	106,090
Total Liabilities & Equity	1,263,370	1,238,797	1,115,653	985,451	931,208	933,578
Total Debt	340,089	314,460	291,122	242,246	256,897	232,347
Net Cash (Debt)	-155,047	-121,704	-147,950	-127,576	-159,289	-111,082
Net Cash Per Share	-41.51	-32.63	-39.75	-34.31	-42.66	-29.78
Filing Date Shares Outstanding	3,736	3,730	3,722	3,718	3,734	3,730
Total Common Shares Outstanding	3,736	3,730	3,722	3,718	3,734	3,730
Book Value Per Share	33.16	32.04	30.75	29.63	28.30	28.36
Tangible Book Value	90,891	86,665	82,077	78,580	74,853	73,137
Tangible Book Value Per Share	24.33	23.24	22.05	21.13	20.05	19.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.