FRA:DSR Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	15,289	13,309	20,253	21,428	16,849	19,934
Investment Securities	98,203	95,224	90,221	83,524	76,616	75,569
Trading Asset Securities	6,559	5,492	3,581	4,374	2,757	5,744
Total Investments	104,762	100,716	93,802	87,898	79,373	81,314
Gross Loans	141,467	142,622	146,893	142,064	150,570	142,252
Allowance for Loan Losses	-1,919	-1,535	-1,118	-1,644	-1,380	-1,261
Other Adjustments to Gross Loans	-	-1,019	-946.22	-468.73	-195.2	-206.33
Net Loans	139,548	140,069	144,829	139,951	148,996	140,785
Property, Plant & Equipment	2,895	2,860	2,900	2,898	3,051	3,129
Goodwill	785.77	785.77	785.77	785.77	785.77	776.36
Other Intangible Assets	92.39	92.39	92.39	92.39	80.93	80.93
Investments in Real Estate	721.92	671.69	709.86	782.82	760.26	671.15
Accrued Interest Receivable	-	1,822	1,739	1,474	826.78	851.12
Other Receivables	2,913	4,472	3,051	2,477	4,582	6,043
Restricted Cash	-	527.86	580.2	468.79	382.99	405.55
Long-Term Deferred Tax Assets	145.91	159.48	158.92	266.42	70.85	69.92
Other Real Estate Owned & Foreclosed	257.04	427.72	253.61	130.82	209.18	-
Other Long-Term Assets	4,398	610.39	633.48	506.81	562.83	901.72
Total Assets	271,808	266,523	269,789	259,159	256,531	254,961
Accounts Payable	-	-	-	-	6,229	6,627
Interest Bearing Deposits	171,000	178,885	185,323	173,447	155,065	147,980
Non-Interest Bearing Deposits	36,334	27,946	26,125	33,469	48,149	53,548
Total Deposits	207,334	206,831	211,448	206,916	203,215	201,528
Short-Term Borrowings	1,972	1,840	1,279	997.64	1,425	3,197
Current Portion of Long-Term Debt	-	-	1,755	-	-	1,964
Current Portion of Leases	119.8	107.62	132.91	140.81	134.14	173.46
Current Income Taxes Payable	627.58	365.36	287.15	297.64	162.37	389.15
Other Current Liabilities	2,649	498.07	99.85	730.49	1,512	1,570
Long-Term Debt	4,274	4,147	4,162	3,801	4,128	1,864
Long-Term Leases	277.17	274.63	354.68	398.21	486.2	515.99
Long-Term Unearned Revenue	-	-	-	-	449.36	412.15
Long-Term Deferred Tax Liabilities	260.32	243.23	192.63	59.55	92.55	46.98
Other Long-Term Liabilities	9,111	9,019	9,078	8,582	870.67	982.67
Total Liabilities	226,624	223,325	228,790	221,924	218,705	219,270
Common Stock	4,237	4,249	4,249	4,249	4,249	4,249
Retained Earnings	28,879	27,613	26,186	25,046	23,729	22,531
Comprehensive Income & Other	3,174	2,780	2,247	306.66	2,215	1,607
Total Common Equity	36,290	34,642	32,682	29,601	30,192	28,386
Minority Interest	8,894	8,556	8,317	7,634	7,634	7,305
Shareholders' Equity	45,184	43,198	40,999	37,235	37,826	35,691
Total Liabilities & Equity	271,808	266,523	269,789	259,159	256,531	254,961
Total Debt	6,642	6,369	7,684	5,338	6,174	7,715
Net Cash (Debt)	21,031	16,327	19,074	27,227	16,542	22,844
Net Cash Growth	-12.30%	-14.40%	-29.94%	64.59%	-27.59%	-9.17%
Net Cash Per Share	65.68	50.98	59.62	85.19	51.76	71.48
Filing Date Shares Outstanding	319.11	319.58	319.58	319.58	319.58	319.58
Total Common Shares Outstanding	319.11	319.58	319.58	319.58	319.58	319.58
Book Value Per Share	113.72	108.40	102.27	92.63	94.48	88.82
Tangible Book Value	35,412	33,764	31,803	28,723	29,326	27,529
Tangible Book Value Per Share	110.97	105.65	99.52	89.88	91.76	86.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.