Encore Capital Group, Inc. (FRA:ECP)

Encore Capital Group Statistics

Total Valuation

FRA:ECP has a market cap or net worth of EUR 1.07 billion. The enterprise value is 4.32 billion.

Market Cap	1.07B
Enterprise Value	4.32B

Important Dates

The next estimated earnings date is Wednesday, February 25, 2026.

Earnings Date	Feb 25, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	22.30M
Shares Outstanding	n/a
Shares Change (YoY)	-0.85%
Shares Change (QoQ)	-0.25%
Owned by Insiders (%)	2.76%
Owned by Institutions (%)	103.67%
Float	21.67M

Valuation Ratios

PE Ratio	n/a
Forward PE	6.26
PS Ratio	0.81
PB Ratio	1.32
P/TBV Ratio	3.02
P/FCF Ratio	9.55
P/OCF Ratio	7.87
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.38, with an EV/FCF ratio of 38.48.

EV / Earnings	-112.40
EV / Sales	3.22
EV / EBITDA	10.38
EV / EBIT	11.48
EV / FCF	38.48

Financial Position

The company has a current ratio of 11.93, with a Debt / Equity ratio of 4.15.

Current Ratio	11.93
Quick Ratio	11.82
Debt / Equity	4.15
Debt / EBITDA	8.16
Debt / FCF	29.99
Interest Coverage	1.53

Financial Efficiency

Return on equity (ROE) is -4.51% and return on invested capital (ROIC) is 5.73%.

Return on Equity (ROE)	-4.51%
Return on Assets (ROA)	5.34%
Return on Invested Capital (ROIC)	5.73%
Return on Capital Employed (ROCE)	8.98%
Revenue Per Employee	180,997
Profits Per Employee	-5,233
Employee Count	7,350
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:ECP has paid 62.64 million in taxes.

Income Tax	62.64M
Effective Tax Rate	259.12%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.40

Income Statement

In the last 12 months, FRA:ECP had revenue of EUR 1.33 billion and -38.46 million in losses. Loss per share was -1.63.

Revenue	1.33B
Gross Profit	1.33B
Operating Income	373.48M
Pretax Income	24.17M
Net Income	-38.46M
EBITDA	399.73M
EBIT	373.48M
Loss Per Share	-1.63

Balance Sheet

The company has 147.01 million in cash and 3.37 billion in debt, with a net cash position of -3.22 billion.

Cash & Cash Equivalents	147.01M
Total Debt	3.37B
Net Cash	-3.22B
Net Cash Per Share	n/a
Equity (Book Value)	812.17M
Book Value Per Share	35.54
Working Capital	3.53B

Cash Flow

In the last 12 months, operating cash flow was 136.31 million and capital expenditures -23.95 million, giving a free cash flow of 112.36 million.

Operating Cash Flow	136.31M
Capital Expenditures	-23.95M
Free Cash Flow	112.36M
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 28.07% and -2.89%.

Gross Margin	100.00%
Operating Margin	28.07%
Pretax Margin	1.82%
Profit Margin	-2.89%
EBITDA Margin	30.05%
EBIT Margin	28.07%
FCF Margin	8.45%

Dividends & Yields

FRA:ECP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.85%
Shareholder Yield	0.85%
Earnings Yield	-3.58%
FCF Yield	10.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:ECP has an Altman Z-Score of 1.94 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.94
Piotroski F-Score	4