Essent Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	5,450	5,113	4,335	4,490	4,650	3,839
Investments in Equity & Preferred Securities	370.07	303.9	277.23	257.94	170.47	88.9
Other Investments	640.08	764.02	928.73	252.03	313.09	726.86
Total Investments	6,460	6,181	5,541	5,000	5,133	4,654
Cash & Equivalents	91.41	131.48	141.79	81.24	81.49	102.83
Other Receivables	96.68	99.3	98.96	90.56	72.7	70.09
Deferred Policy Acquisition Cost	9.19	9.65	9.14	9.91	12.18	17.01
Property, Plant & Equipment	49.96	40.59	39.12	15.56	9.01	12.23
Goodwill	-	48.76	50.01	-	-	-
Other Intangible Assets	78.5	32.08	25.01	4.01	2.91	2.86
Other Current Assets	490.55	489.6	470.65	418.46	360.81	302.64
Other Long-Term Assets	75.78	79.57	51.05	104.49	49.71	40.79
Total Assets	7,352	7,112	6,427	5,724	5,722	5,203
Accrued Expenses	-	140.58	101.07	89.46	91.75	76.99
Unpaid Claims	397.14	328.87	260.1	216.46	407.45	374.94
Unearned Premiums	96.58	115.98	140.29	162.89	185.39	250.44
Current Portion of Leases	-	5.85	-	-	-	-
Long-Term Debt	494.97	493.96	421.92	420.86	419.82	321.72
Long-Term Leases	-	30.32	38	15	8	10.9
Long-Term Deferred Tax Liabilities	438.19	392.43	362.75	356.81	373.65	305.11
Other Long-Term Liabilities	173.81	-	-	-	-	-
Total Liabilities	1,613	1,508	1,324	1,261	1,486	1,340
Common Stock	1.46	1.58	1.6	1.62	1.64	1.69
Additional Paid-In Capital	770.56	1,215	1,300	1,350	1,429	1,571
Retained Earnings	5,132	4,691	4,082	3,493	2,755	2,152
Comprehensive Income & Other	-165.43	-303.98	-280.5	-382.79	50.71	138.27
Shareholders' Equity	5,739	5,604	5,103	4,462	4,236	3,863
Total Liabilities & Equity	7,352	7,112	6,427	5,724	5,722	5,203
Filing Date Shares Outstanding	96.67	103.84	106.87	108.1	108.78	112.84
Total Common Shares Outstanding	97.5	105.02	106.6	107.68	109.38	112.42
Total Debt	494.97	530.13	459.92	435.86	427.82	332.62
Net Cash (Debt)	-403.55	-398.65	-318.13	-354.62	-346.33	-229.79
Net Cash Per Share	-3.94	-3.74	-2.97	-3.29	-3.10	-2.16
Book Value Per Share	58.86	53.36	47.87	41.44	38.73	34.36
Tangible Book Value	5,660	5,523	5,028	4,458	4,233	3,860
Tangible Book Value Per Share	58.06	52.59	47.16	41.40	38.70	34.33
Machinery	-	20.01	18.47	14.95	13.89	13.35
Leasehold Improvements	-	12.31	7.71	5.17	4.99	4.79

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.