Essent Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	5,456	5,113	4,335	4,490	4,650
Investments in Equity & Preferred Securities	382.51	303.9	277.23	257.94	170.47
Other Investments	648.49	764.02	928.73	252.03	313.09
Total Investments	6,487	6,181	5,541	5,000	5,133
Cash & Equivalents	123.05	131.48	141.79	81.24	81.49
Other Receivables	98.64	99.3	98.96	90.56	72.7
Deferred Policy Acquisition Cost	9.55	9.65	9.14	9.91	12.18
Property, Plant & Equipment	41.87	40.59	39.12	15.56	9.01
Goodwill	48.76	48.76	50.01	-	-
Other Intangible Assets	36.71	32.08	25.01	4.01	2.91
Other Current Assets	513.43	489.6	470.65	418.46	360.81
Other Long-Term Assets	82.4	79.57	51.05	104.49	49.71
Total Assets	7,441	7,112	6,427	5,724	5,722
Accrued Expenses	135.7	140.56	101.07	89.46	91.75
Unpaid Claims	446.82	328.87	260.1	216.46	407.45
Unearned Premiums	91.73	115.98	140.29	162.89	185.39
Current Portion of Leases	5.98	-	-	-	-
Long-Term Debt	495.3	493.96	421.92	420.86	419.82
Long-Term Leases	30.62	36.2	38	15	8
Long-Term Deferred Tax Liabilities	465.35	392.43	362.75	356.81	373.65
Other Current Liabilities	12.78	-	-	-	-
Total Liabilities	1,684	1,508	1,324	1,261	1,486
Common Stock	1.43	1.58	1.6	1.62	1.64
Additional Paid-In Capital	649.9	1,215	1,300	1,350	1,429
Retained Earnings	5,257	4,691	4,082	3,493	2,755
Comprehensive Income & Other	-151.99	-303.98	-280.5	-382.79	50.71
Shareholders' Equity	5,757	5,604	5,103	4,462	4,236
Total Liabilities & Equity	7,441	7,112	6,427	5,724	5,722
Filing Date Shares Outstanding	94.54	103.84	106.87	108.1	108.78
Total Common Shares Outstanding	95.46	105.02	106.6	107.68	109.38
Total Debt	531.9	530.16	459.92	435.86	427.82
Net Cash (Debt)	-408.85	-398.68	-318.13	-354.62	-346.33
Net Cash Per Share	-4.09	-3.74	-2.97	-3.29	-3.10
Book Value Per Share	60.31	53.36	47.87	41.44	38.73
Tangible Book Value	5,671	5,523	5,028	4,458	4,233
Tangible Book Value Per Share	59.41	52.59	47.16	41.40	38.70
Machinery	20.89	20.01	18.47	14.95	13.89
Leasehold Improvements	10.99	12.31	7.71	5.17	4.99

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.