Essent Group Ltd. (FRA:EG0)

Essent Group Statistics

Total Valuation

Essent Group has a market cap or net worth of EUR 4.84 billion. The enterprise value is 5.19 billion.

Market Cap	4.84B
Enterprise Value	5.19B

Important Dates

The last earnings date was Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

Current Share Class	94.54M
Shares Outstanding	n/a
Shares Change (YoY)	-6.13%
Shares Change (QoQ)	-1.88%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	90.90M

Valuation Ratios

The trailing PE ratio is 8.24 and the forward PE ratio is 8.58.

PE Ratio	8.24
Forward PE	8.58
PS Ratio	4.51
PB Ratio	0.99
P/TBV Ratio	1.00
P/FCF Ratio	6.70
P/OCF Ratio	6.64
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.07, with an EV/FCF ratio of 7.18.

EV / Earnings	8.83
EV / Sales	4.85
EV / EBITDA	7.07
EV / EBIT	7.16
EV / FCF	7.18

Financial Position

The company has a current ratio of 4.35, with a Debt / Equity ratio of 0.09.

Current Ratio	4.35
Quick Ratio	2.59
Debt / Equity	0.09
Debt / EBITDA	0.61
Debt / FCF	0.63
Interest Coverage	26.14

Financial Efficiency

Return on equity (ROE) is 12.15% and return on invested capital (ROIC) is 11.46%.

Return on Equity (ROE)	12.15%
Return on Assets (ROA)	7.34%
Return on Invested Capital (ROIC)	11.46%
Return on Capital Employed (ROCE)	12.00%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	2.09M
Profits Per Employee	1.14M
Employee Count	510
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Essent Group has paid 112.33 million in taxes.

Income Tax	112.33M
Effective Tax Rate	16.05%

Stock Price Statistics

The stock price has decreased by -4.72% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.72%
50-Day Moving Average	53.30
200-Day Moving Average	52.20
Relative Strength Index (RSI)	39.96
Average Volume (20 Days)	29

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.42

Income Statement

In the last 12 months, Essent Group had revenue of EUR 1.07 billion and earned 587.65 million in profits. Earnings per share was 5.88.

Revenue	1.07B
Gross Profit	860.50M
Operating Income	727.83M
Pretax Income	699.98M
Net Income	587.65M
EBITDA	732.28M
EBIT	727.83M
Earnings Per Share (EPS)	5.88

Balance Sheet

The company has 657.12 million in cash and 453.02 million in debt, with a net cash position of -348.22 million.

Cash & Cash Equivalents	657.12M
Total Debt	453.02M
Net Cash	-348.22M
Net Cash Per Share	n/a
Equity (Book Value)	4.90B
Book Value Per Share	51.36
Working Capital	907.65M

Cash Flow

In the last 12 months, operating cash flow was 729.10 million and capital expenditures -6.27 million, giving a free cash flow of 722.83 million.

Operating Cash Flow	729.10M
Capital Expenditures	-6.27M
Free Cash Flow	722.83M
FCF Per Share	n/a

Margins

Gross margin is 80.13%, with operating and profit margins of 67.77% and 54.72%.

Gross Margin	80.13%
Operating Margin	67.77%
Pretax Margin	65.18%
Profit Margin	54.72%
EBITDA Margin	68.19%
EBIT Margin	67.77%
FCF Margin	67.31%

Dividends & Yields

This stock pays an annual dividend of 1.09, which amounts to a dividend yield of 2.16%.

Dividend Per Share	1.09
Dividend Yield	2.16%
Dividend Growth (YoY)	5.69%
Years of Dividend Growth	5
Payout Ratio	17.69%
Buyback Yield	6.13%
Shareholder Yield	8.29%
Earnings Yield	12.13%
FCF Yield	14.92%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5