Essent Group Ltd. (FRA:EG0)

Essent Group Statistics

Total Valuation

Essent Group has a market cap or net worth of EUR 5.22 billion. The enterprise value is 5.57 billion.

Market Cap	5.22B
Enterprise Value	5.57B

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

Current Share Class	96.67M
Shares Outstanding	n/a
Shares Change (YoY)	-4.06%
Shares Change (QoQ)	-2.51%
Owned by Insiders (%)	3.55%
Owned by Institutions (%)	99.59%
Float	93.19M

Valuation Ratios

The trailing PE ratio is 8.72 and the forward PE ratio is 8.84.

PE Ratio	8.72
Forward PE	8.84
PS Ratio	4.85
PB Ratio	1.07
P/TBV Ratio	1.08
P/FCF Ratio	7.24
P/OCF Ratio	7.18
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.39, with an EV/FCF ratio of 7.72.

EV / Earnings	9.30
EV / Sales	5.13
EV / EBITDA	7.39
EV / EBIT	7.49
EV / FCF	7.72

Financial Position

The company has a current ratio of 2.61, with a Debt / Equity ratio of 0.09.

Current Ratio	2.61
Quick Ratio	1.55
Debt / Equity	0.09
Debt / EBITDA	0.56
Debt / FCF	0.58
Interest Coverage	26.45

Financial Efficiency

Return on equity (ROE) is 12.35% and return on invested capital (ROIC) is 8.74%.

Return on Equity (ROE)	12.35%
Return on Assets (ROA)	7.47%
Return on Invested Capital (ROIC)	8.74%
Return on Capital Employed (ROCE)	12.63%
Revenue Per Employee	2.11M
Profits Per Employee	1.17M
Employee Count	625
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, Essent Group has paid 110.28 million in taxes.

Income Tax	110.28M
Effective Tax Rate	15.55%

Stock Price Statistics

The stock price has increased by +0.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+0.93%
50-Day Moving Average	52.44
200-Day Moving Average	51.56
Relative Strength Index (RSI)	58.07
Average Volume (20 Days)	5

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.05

Income Statement

In the last 12 months, Essent Group had revenue of EUR 1.08 billion and earned 599.07 million in profits. Earnings per share was 5.86.

Revenue	1.08B
Gross Profit	873.57M
Operating Income	737.22M
Pretax Income	709.35M
Net Income	599.07M
EBITDA	741.83M
EBIT	737.22M
Earnings Per Share (EPS)	5.86

Balance Sheet

The company has 623.45 million in cash and 421.86 million in debt, giving a net cash position of -343.95 million.

Cash & Cash Equivalents	623.45M
Total Debt	421.86M
Net Cash	-343.95M
Net Cash Per Share	n/a
Equity (Book Value)	4.89B
Book Value Per Share	50.17
Working Capital	692.62M

Cash Flow

In the last 12 months, operating cash flow was 727.58 million and capital expenditures -5.92 million, giving a free cash flow of 721.66 million.

Operating Cash Flow	727.58M
Capital Expenditures	-5.92M
Free Cash Flow	721.66M
FCF Per Share	n/a

Margins

Gross margin is 81.12%, with operating and profit margins of 68.46% and 55.63%.

Gross Margin	81.12%
Operating Margin	68.46%
Pretax Margin	65.87%
Profit Margin	55.63%
EBITDA Margin	68.88%
EBIT Margin	68.46%
FCF Margin	67.01%

Dividends & Yields

This stock pays an annual dividend of 1.09, which amounts to a dividend yield of 2.02%.

Dividend Per Share	1.09
Dividend Yield	2.02%
Dividend Growth (YoY)	5.69%
Years of Dividend Growth	4
Payout Ratio	17.35%
Buyback Yield	4.06%
Shareholder Yield	6.09%
Earnings Yield	11.47%
FCF Yield	13.81%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4