PSG Financial Services Income Statement

Financials in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '25 Aug 31, 2025	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021
Interest and Dividend Income	437.62	429.16	386.15	274.17	167.56	168.78
Total Interest Expense	34.01	32.81	33.85	36.47	34.39	38.45
Net Interest Income	403.61	396.35	352.3	237.7	133.17	130.33
Other Revenue	8,959	8,396	7,392	6,567	5,864	5,080
Revenue	9,363	8,792	7,744	6,805	5,997	5,210
Revenue Growth (YoY)	11.88%	13.54%	13.80%	13.47%	15.10%	3.99%
Salaries & Employee Benefits	1,668	1,523	1,326	1,239	1,243	1,075
Cost of Services Provided	5,319	5,152	4,645	3,958	3,186	2,898
Total Operating Expenses	7,192	6,874	6,154	5,371	4,598	4,140
Operating Income	2,171	1,918	1,589	1,434	1,399	1,070
EBT Excluding Unusual Items	2,170	1,918	1,589	1,434	1,399	1,070
Other Unusual Items	0.36	0.36	0.34	0.12	-	-
Pretax Income	2,173	1,921	1,590	1,436	1,400	1,071
Income Tax Expense	595.8	540.61	472.64	408.2	393.09	302.12
Earnings From Continuing Ops.	1,577	1,380	1,118	1,028	1,007	769.31
Minority Interest in Earnings	-136.5	-106.26	-83.57	-77.27	-85.62	-71.62
Net Income	1,441	1,274	1,034	950.27	920.91	697.69
Net Income to Common	1,441	1,274	1,034	950.27	920.91	697.69
Net Income Growth	23.92%	23.17%	8.83%	3.19%	31.99%	7.84%
Shares Outstanding (Basic)	1,259	1,259	1,275	1,301	1,321	1,335
Shares Outstanding (Diluted)	1,269	1,275	1,286	1,338	1,336	1,335
Shares Change (YoY)	-0.86%	-0.80%	-3.93%	0.18%	0.05%	-0.73%
EPS (Basic)	1.14	1.01	0.81	0.73	0.70	0.52
EPS (Diluted)	1.14	1.00	0.80	0.71	0.69	0.52
EPS Growth	25.07%	24.25%	13.24%	3.05%	31.80%	8.69%
Free Cash Flow	1,713	2,286	607.86	1,298	733.76	1,471
Free Cash Flow Per Share	1.35	1.79	0.47	0.97	0.55	1.10
Dividend Per Share	0.550	0.520	0.420	0.360	0.320	0.245
Dividend Growth	20.88%	23.81%	16.67%	12.50%	30.61%	8.89%
Operating Margin	23.19%	21.82%	20.52%	21.07%	23.32%	20.53%
Profit Margin	15.39%	14.49%	13.36%	13.96%	15.36%	13.39%
Free Cash Flow Margin	18.30%	26.00%	7.85%	19.08%	12.24%	28.24%
Effective Tax Rate	27.42%	28.15%	29.72%	28.43%	28.08%	28.20%
Revenue as Reported	-	-	-	-	6,032	5,250

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.