PSG Financial Services Limited (FRA:EU4)

PSG Financial Services Statistics

Total Valuation

FRA:EU4 has a market cap or net worth of EUR 1.62 billion.

Market Cap	1.62B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 15, 2026.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	Nov 5, 2025

Share Statistics

Current Share Class	1.24B
Shares Outstanding	n/a
Shares Change (YoY)	-0.86%
Shares Change (QoQ)	-0.58%
Owned by Insiders (%)	21.15%
Owned by Institutions (%)	40.87%
Float	981.57M

Valuation Ratios

The trailing PE ratio is 23.25 and the forward PE ratio is 20.96.

PE Ratio	23.25
Forward PE	20.96
PS Ratio	3.58
PB Ratio	5.70
P/TBV Ratio	8.30
P/FCF Ratio	19.55
P/OCF Ratio	18.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.04, with a Debt / Equity ratio of 0.05.

Current Ratio	0.04
Quick Ratio	0.04
Debt / Equity	0.05
Debt / EBITDA	n/a
Debt / FCF	0.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 28.25%.

Return on Equity (ROE)	28.25%
Return on Assets (ROA)	1.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	137,110
Profits Per Employee	21,101
Employee Count	3,304
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:EU4 has paid 28.83 million in taxes.

Income Tax	28.83M
Effective Tax Rate	27.42%

Stock Price Statistics

The stock price has increased by +27.27% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+27.27%
50-Day Moving Average	1.20
200-Day Moving Average	1.04
Relative Strength Index (RSI)	55.87
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:EU4 had revenue of EUR 453.01 million and earned 69.72 million in profits. Earnings per share was 0.05.

Revenue	453.01M
Gross Profit	199.70M
Operating Income	105.04M
Pretax Income	105.15M
Net Income	69.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.05

Balance Sheet

The company has 99.17 million in cash and 12.94 million in debt, giving a net cash position of 86.23 million.

Cash & Cash Equivalents	99.17M
Total Debt	12.94M
Net Cash	86.23M
Net Cash Per Share	n/a
Equity (Book Value)	284.57M
Book Value Per Share	0.20
Working Capital	-5.71B

Cash Flow

In the last 12 months, operating cash flow was 85.38 million and capital expenditures -2.49 million, giving a free cash flow of 82.88 million.

Operating Cash Flow	85.38M
Capital Expenditures	-2.49M
Free Cash Flow	82.88M
FCF Per Share	n/a

Margins

Gross margin is 44.08%, with operating and profit margins of 23.19% and 15.39%.

Gross Margin	44.08%
Operating Margin	23.19%
Pretax Margin	23.21%
Profit Margin	15.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	18.30%

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 2.14%.

Dividend Per Share	0.03
Dividend Yield	2.14%
Dividend Growth (YoY)	15.74%
Years of Dividend Growth	1
Payout Ratio	45.19%
Buyback Yield	0.86%
Shareholder Yield	2.99%
Earnings Yield	4.30%
FCF Yield	5.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4