First Citizens BancShares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	801	814	908	518	338
Investment Securities	61,597	41,004	49,725	10,855	12,219
Trading Asset Securities	-	660	640	159	3
Mortgage-Backed Securities	-	27,251	16,511	14,359	10,176
Total Investments	61,597	68,915	66,876	25,373	22,398
Gross Loans	147,930	141,910	135,410	70,899	32,444
Allowance for Loan Losses	-1,566	-1,676	-1,747	-922	-178
Other Adjustments to Gross Loans	-	-1,689	-2,108	-118	-72
Net Loans	146,364	138,545	131,555	69,859	32,194
Property, Plant & Equipment	12,068	11,645	10,977	9,957	1,297
Goodwill	346	346	346	346	346
Other Intangible Assets	195	249	312	140	19
Loans Held for Sale	804	85	76	60	99
Accrued Interest Receivable	-	902	832	329	134
Other Receivables	-	574	323	373	799
Other Current Assets	-	-	-	607	-
Other Real Estate Owned & Foreclosed	-	64	62	47	40
Other Long-Term Assets	7,523	1,561	1,471	1,492	605
Total Assets	229,698	223,720	213,758	109,298	58,309
Accrued Expenses	-	-	-	275	5
Interest Bearing Deposits	120,925	112,796	101,895	62,266	29,408
Institutional Deposits	-	3,800	4,160	2,220	593
Non-Interest Bearing Deposits	40,653	38,633	39,799	24,922	21,405
Total Deposits	161,578	155,229	145,854	89,408	51,406
Short-Term Borrowings	1,372	2,008	2,210	3,667	589
Current Portion of Leases	-	71	-	-	-
Accrued Interest Payable	-	134	137	57	8
Long-Term Debt	35,784	36,669	37,161	4,452	1,191
Long-Term Leases	-	301	404	359	68
Long-Term Deferred Tax Liabilities	-	3,534	3,579	286	33
Other Long-Term Liabilities	8,726	3,546	3,158	1,132	271
Total Liabilities	207,460	201,492	192,503	99,636	53,571
Preferred Stock, Non-Redeemable	1,375	881	881	881	340
Total Preferred Equity	1,375	881	881	881	340
Common Stock	12	14	15	15	10
Additional Paid-In Capital	-	2,417	4,108	4,109	-
Retained Earnings	20,768	19,361	16,742	5,392	4,378
Comprehensive Income & Other	83	-445	-491	-735	10
Total Common Equity	20,863	21,347	20,374	8,781	4,398
Shareholders' Equity	22,238	22,228	21,255	9,662	4,738
Total Liabilities & Equity	229,698	223,720	213,758	109,298	58,309
Total Debt	37,156	39,049	39,775	8,478	1,848
Net Cash (Debt)	-16,322	-16,053	-4,145	-2,776	7,608
Net Cash Per Share	-1255.30	-1119.25	-285.08	-178.52	775.03
Filing Date Shares Outstanding	12.14	13.58	14.52	14.51	15.98
Total Common Shares Outstanding	12.14	13.72	14.52	14.51	9.82
Book Value Per Share	1718.65	1556.17	1403.16	605.33	448.03
Tangible Book Value	20,322	20,752	19,716	8,295	4,033
Tangible Book Value Per Share	1674.09	1512.80	1357.84	571.82	410.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.