Funding Circle Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	148.6	187.6	221.4	177.7	224	103.3
Short-Term Investments	-	0.7	1.1	-	-	-
Trading Asset Securities	47.5	1.2	18.6	69.1	151.3	501.6
Cash & Short-Term Investments	196.1	189.5	241.1	246.8	375.3	604.9
Cash Growth	0.87%	-21.40%	-2.31%	-34.24%	-37.96%	-30.72%
Accounts Receivable	20.5	0.4	0.4	0.4	1.8	1.6
Other Receivables	141.9	111.9	62.6	26.1	17.8	59.2
Receivables	162.4	112.3	63	26.5	19.6	60.8
Prepaid Expenses	-	4.7	5.2	3.7	4.8	3.6
Other Current Assets	-	0.9	2.2	2.3	2.2	2.6
Total Current Assets	358.5	307.4	311.5	279.3	401.9	671.9
Property, Plant & Equipment	8.6	9.6	5	10	14.1	28.7
Long-Term Investments	18.1	19.8	32.3	56.2	120.9	57.2
Other Intangible Assets	20.7	21.2	23	0.2	0.3	0.2
Long-Term Deferred Tax Assets	-	-	-	6.9	-	-
Long-Term Deferred Charges	-	-	-	28	24.6	24.2
Other Long-Term Assets	-	-	1.4	3.4	4.1	-
Total Assets	405.9	358	373.2	384	565.9	782.2
Accounts Payable	27.2	1.8	2.4	2.5	3.7	2.1
Accrued Expenses	-	12.5	15.1	14.6	16.4	22.7
Short-Term Debt	-	-	-	23.7	140.3	294.3
Current Portion of Long-Term Debt	170.8	101.9	54.7	-	-	171.2
Current Portion of Leases	1.8	1.8	7.2	7.2	6.9	7.3
Current Income Taxes Payable	-	7	4.2	5	4.9	3.7
Other Current Liabilities	1.6	10.1	34.1	10.7	14.8	14.3
Total Current Liabilities	201.4	135.1	117.7	63.7	187	515.6
Long-Term Debt	-	-	2.2	22.6	73.2	24.3
Long-Term Leases	5.2	5.8	5.4	12.6	17	23.5
Other Long-Term Liabilities	0.6	0.6	1.1	1.1	0.7	1.2
Total Liabilities	207.2	141.5	126.4	100	277.9	564.6
Common Stock	0.3	0.3	0.4	0.4	0.4	0.3
Additional Paid-In Capital	0.4	0.1	293.1	293.1	293	292.6
Retained Earnings	172.7	190.2	-84.9	-48.6	-35.6	-98.6
Comprehensive Income & Other	25.3	25.9	38.2	39.1	30.2	23.3
Total Common Equity	198.7	216.5	246.8	284	288	217.6
Shareholders' Equity	198.7	216.5	246.8	284	288	217.6
Total Liabilities & Equity	405.9	358	373.2	384	565.9	782.2
Total Debt	177.8	109.5	69.5	66.1	237.4	520.6
Net Cash (Debt)	18.3	80	171.6	180.7	137.9	84.3
Net Cash Growth	-83.95%	-53.38%	-5.04%	31.04%	63.58%	-61.73%
Net Cash Per Share	0.05	0.21	0.50	0.52	0.36	0.24
Filing Date Shares Outstanding	307.2	315.85	339.26	339.04	353.35	349.32
Total Common Shares Outstanding	307.2	315.85	339.26	339.04	353.35	349.32
Working Capital	157.1	172.3	193.8	215.6	214.9	156.3
Book Value Per Share	0.65	0.69	0.73	0.84	0.82	0.62
Tangible Book Value	178	195.3	223.8	283.8	287.7	217.4
Tangible Book Value Per Share	0.58	0.62	0.66	0.84	0.81	0.62
Machinery	-	2.5	4.7	5.1	4.6	6.4
Leasehold Improvements	-	3.2	5.2	5.2	4.7	6.1

Source: S&P Global Market Intelligence. Standard template. Financial Sources.