Funding Circle Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	594	529	163	219	475	355
Market Cap Growth	19.78%	224.16%	-25.61%	-53.81%	33.85%	-1.34%
Enterprise Value	573	391	-46	19	543	222
Last Close Price	1.88	1.55	0.46	0.58	1.28	0.97
PE Ratio	18.92	50.82	-	-	6.51	-
PS Ratio	2.94	2.73	1.09	1.25	1.69	3.06
PB Ratio	2.56	2.02	0.57	0.69	1.38	1.46
P/TBV Ratio	2.86	2.24	0.63	0.69	1.39	1.46
P/FCF Ratio	-	-	-	-	4.08	9.83
P/OCF Ratio	-	-	-	-	4.05	9.60
EV/Sales Ratio	2.86	2.02	-	0.11	1.94	1.92
EV/EBITDA Ratio	34.44	58.74	-	-	6.53	-
EV/EBIT Ratio	39.99	75.13	-	-	6.69	-
EV/FCF Ratio	-9.74	-	-	-	4.67	6.16
Debt / Equity Ratio	0.90	0.51	0.28	0.23	0.82	2.39
Debt / EBITDA Ratio	12.35	14.60	-	-	3.21	-
Debt / FCF Ratio	-	-	-	-	2.43	16.12
Asset Turnover	0.46	0.44	0.34	0.33	0.35	0.12
Quick Ratio	1.78	2.23	2.58	4.29	2.11	1.29
Current Ratio	1.78	2.28	2.65	4.39	2.15	1.30
Return on Equity (ROE)	3.93%	0.13%	-3.09%	-2.41%	24.21%	-40.37%
Return on Assets (ROA)	2.05%	0.73%	-0.74%	-1.46%	6.31%	-6.00%
Return on Invested Capital (ROIC)	6.49%	1.52%	-5.04%	-8.76%	45.88%	-73.62%
Return on Capital Employed (ROCE)	6.10%	1.90%	-1.80%	-3.50%	18.00%	-32.00%
Earnings Yield	5.29%	1.97%	-27.07%	-3.55%	15.35%	-34.09%
FCF Yield	-9.90%	-16.09%	-18.59%	-4.78%	24.51%	10.17%
Buyback Yield / Dilution	-9.91%	-10.85%	1.09%	8.67%	-10.00%	0.17%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.