FRA:FH21 Balance Sheet

Financials in millions HUF. Fiscal year is January - December.

Millions HUF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	957	115	160	328	226	627
Investment Securities	225,077	304,967	355,174	406,463	283,540	271,464
Trading Asset Securities	6,675	8,291	8,515	12,829	12,146	1,029
Mortgage-Backed Securities	-	-	-	-	3,983	-
Total Investments	231,752	313,258	363,689	419,292	299,669	272,493
Gross Loans	625,452	578,797	523,541	394,744	364,958	338,182
Allowance for Loan Losses	-	-1,866	-741	-1,563	-1,062	-877
Net Loans	625,452	576,931	522,800	393,181	363,896	337,305
Property, Plant & Equipment	78	104	143	63	95	121
Other Intangible Assets	124	150	247	239	203	208
Investments in Real Estate	-	-	-	-	-	4
Accrued Interest Receivable	-	-	-	-	303	-
Other Receivables	-	2	2	3	102	155
Restricted Cash	-	1,134	19,145	14	3	872
Other Current Assets	-	175	43	93	-	-
Long-Term Deferred Tax Assets	92	363	337	468	512	348
Other Real Estate Owned & Foreclosed	-	2	2	2	2	2
Other Long-Term Assets	158	77	19	265	4	6
Total Assets	858,613	892,311	906,587	813,948	665,015	612,141
Accounts Payable	-	26	37	-	-	-
Accrued Expenses	1,075	691	918	822	45	51
Interest Bearing Deposits	-	-	-	-	-	1,259
Total Deposits	-	-	-	-	-	1,259
Short-Term Borrowings	1,149	159	1,372	5,146	3,421	372
Current Portion of Long-Term Debt	-	254,183	85,368	185,072	39,942	230
Current Income Taxes Payable	8	200	264	105	148	4
Other Current Liabilities	7	461	497	620	668	1,484
Long-Term Debt	765,396	551,980	739,809	551,137	551,024	541,794
Long-Term Leases	-	83	117	-	-	-
Other Long-Term Liabilities	684	-	-	9	37	139
Total Liabilities	768,319	807,783	828,382	742,911	596,079	545,457
Common Stock	10,849	10,849	10,849	10,849	10,849	10,849
Additional Paid-In Capital	27,926	27,926	27,926	27,926	27,926	27,926
Retained Earnings	51,726	45,672	39,075	32,412	30,601	27,856
Treasury Stock	-207	-207	-207	-207	-207	-207
Comprehensive Income & Other	-	288	562	57	-233	260
Total Common Equity	90,294	84,528	78,205	71,037	68,936	66,684
Shareholders' Equity	90,294	84,528	78,205	71,037	68,936	66,684
Total Liabilities & Equity	858,613	892,311	906,587	813,948	665,015	612,141
Total Debt	766,545	806,405	826,666	741,355	594,387	542,396
Net Cash (Debt)	-758,913	-764,999	-796,979	-659,633	-571,254	-533,499
Net Cash Per Share	-7007.50	-7067.83	-7363.30	-6094.36	-5277.82	-4929.00
Filing Date Shares Outstanding	108.24	108.24	108.24	108.24	108.24	108.24
Total Common Shares Outstanding	108.24	108.24	108.24	108.24	108.24	108.24
Book Value Per Share	834.23	780.96	722.54	656.31	636.90	616.09
Tangible Book Value	90,170	84,378	77,958	70,798	68,733	66,476
Tangible Book Value Per Share	833.08	779.57	720.25	654.10	635.02	614.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.