Flushing Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	126.08	109.41	124.21	85.41	60.22
Investment Securities	610.35	633.26	588.74	420.24	255.03
Trading Asset Securities	-	54.7	69.01	74.59	10.68
Mortgage-Backed Securities	829.75	911.64	354.34	384.28	574.44
Total Investments	1,440	1,600	1,012	879.1	840.14
Gross Loans	6,654	6,748	6,908	6,935	6,638
Allowance for Loan Losses	-42.8	-40.15	-40.16	-40.44	-37.14
Other Adjustments to Gross Loans	-	-2.03	-0.95	-	-
Net Loans	6,611	6,706	6,867	6,894	6,601
Property, Plant & Equipment	70.85	63.65	60.83	65.04	73.54
Goodwill	-	17.64	17.64	17.64	17.64
Other Intangible Assets	0.77	1.12	1.54	2.02	2.56
Loans Held for Sale	-	70.1	-	-	-
Accrued Interest Receivable	59.44	62.04	59.02	45.05	38.7
Restricted Cash	-	43.17	47.95	66.35	21.5
Long-Term Deferred Tax Assets	-	40.41	45.15	45.47	31.87
Other Real Estate Owned & Foreclosed	17.26	18	20.98	20.98	-
Other Long-Term Assets	348.71	270.06	249.98	255.73	322.84
Total Assets	8,693	9,039	8,537	8,423	8,046
Interest Bearing Deposits	6,283	5,775	5,420	5,139	5,148
Institutional Deposits	-	514.37	497.4	377.4	217.5
Non-Interest Bearing Deposits	969.29	836.55	847.42	921.24	967.62
Total Deposits	7,252	7,126	6,765	6,437	6,334
Short-Term Borrowings	-	70.4	153.4	18.41	25.07
Current Portion of Long-Term Debt	-	445	145.75	815.5	597.19
Current Portion of Leases	-	8.9	-	-	-
Long-Term Debt	484.65	188.33	187.63	186.97	122.89
Federal Home Loan Bank Debt, Long-Term	-	183.93	335.05	-	39
Long-Term Leases	53.84	37.55	40.82	46.13	54.16
Trust Preferred Securities	-	48.8	47.85	50.51	56.47
Pension & Post-Retirement Benefits	-	9.63	9.29	9.15	12.86
Other Long-Term Liabilities	194.68	196.06	182.73	181.95	125.12
Total Liabilities	7,985	8,314	7,867	7,746	7,366
Common Stock	0.39	0.39	0.34	0.34	0.34
Additional Paid-In Capital	326.61	326.67	264.53	264.33	263.38
Retained Earnings	480.38	492	549.68	547.51	497.89
Treasury Stock	-98.95	-101.66	-106.07	-98.54	-75.29
Comprehensive Income & Other	-0.45	7.13	-38.65	-36.49	-6.68
Shareholders' Equity	707.98	724.54	669.84	677.16	679.63
Total Liabilities & Equity	8,693	9,039	8,537	8,423	8,046
Total Debt	538.5	982.89	910.5	1,118	894.77
Net Cash (Debt)	-412.42	-818.78	-717.28	-957.51	-823.86
Net Cash Per Share	-12.15	-27.34	-23.97	-31.06	-26.11
Filing Date Shares Outstanding	33.78	33.78	29.07	29.49	30.46
Total Common Shares Outstanding	33.78	33.66	28.87	29.48	30.51
Book Value Per Share	20.96	21.53	23.21	22.97	22.28
Tangible Book Value	707.2	705.78	650.66	657.5	659.43
Tangible Book Value Per Share	20.94	20.97	22.54	22.31	21.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.