Admiral Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	9,993	9,610	9,209	7,105	10,947	9,337
Market Cap Growth	-1.00%	4.36%	29.61%	-35.10%	17.25%	19.54%
Enterprise Value	11,444	10,715	10,141	7,641	11,270	9,779
PE Ratio	10.36	11.98	23.64	22.00	9.21	15.82
PS Ratio	1.63	1.65	2.28	2.09	5.92	6.41
PB Ratio	5.97	5.80	8.05	7.11	6.53	7.45
P/FCF Ratio	29.71	25.86	39.35	16.66	39.29	14.16
P/OCF Ratio	24.49	21.54	28.64	13.21	37.59	13.74
EV/Sales Ratio	1.91	1.84	2.51	2.24	6.09	6.72
EV/EBITDA Ratio	8.72	9.68	17.57	17.12	12.71	13.68
EV/EBIT Ratio	8.89	9.81	17.97	17.57	12.94	13.96
EV/FCF Ratio	34.03	28.84	43.33	17.92	40.45	14.84
Debt / Equity Ratio	1.10	1.02	1.22	1.16	0.55	0.54
Debt / EBITDA Ratio	1.38	1.52	2.38	2.54	1.03	0.94
Debt / FCF Ratio	5.50	4.56	5.96	2.72	3.32	1.03
Net Debt / Equity Ratio	0.88	0.83	0.90	0.82	0.29	0.30
Net Debt / EBITDA Ratio	1.11	1.24	1.79	1.85	0.54	0.53
Net Debt / FCF Ratio	4.39	3.69	4.42	1.93	1.72	0.57
Quick Ratio	0.38	0.36	0.34	10.59	0.70	0.77
Current Ratio	0.58	0.57	0.61	17.98	1.30	1.37
Asset Turnover	0.64	0.64	0.53	0.42	0.19	0.17
Return on Equity (ROE)	65.44%	56.09%	35.88%	24.86%	46.08%	49.17%
Return on Assets (ROA)	8.58%	7.50%	4.60%	3.31%	5.64%	5.09%
Return on Invested Capital (ROIC)	29.45%	28.67%	18.11%	14.87%	30.51%	31.20%
Earnings Yield	9.65%	8.35%	4.23%	4.55%	10.85%	6.32%
FCF Yield	3.37%	3.87%	2.54%	6.00%	2.54%	7.06%
Dividend Yield	8.40%	5.88%	3.06%	4.50%	5.32%	5.53%
Payout Ratio	64.13%	48.24%	76.23%	183.44%	72.24%	60.95%
Buyback Yield / Dilution	0.01%	-0.41%	-1.16%	-1.07%	-1.12%	-1.01%
Total Shareholder Return	8.40%	5.47%	1.90%	3.43%	4.20%	4.52%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.