ageas SA/NV (FRA:FO4N)

ageas Statistics

Total Valuation

ageas has a market cap or net worth of EUR 11.22 billion. The enterprise value is 15.94 billion.

Market Cap	11.22B
Enterprise Value	15.94B

Important Dates

The last earnings date was Wednesday, August 27, 2025.

Earnings Date	Aug 27, 2025
Ex-Dividend Date	Jun 4, 2025

Share Statistics

Current Share Class	190.73M
Shares Outstanding	n/a
Shares Change (YoY)	+0.23%
Shares Change (QoQ)	+1.26%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	189.41M

Valuation Ratios

The trailing PE ratio is 9.73 and the forward PE ratio is 8.43.

PE Ratio	9.73
Forward PE	8.43
PS Ratio	1.30
PB Ratio	1.23
P/TBV Ratio	1.75
P/FCF Ratio	7.12
P/OCF Ratio	6.14
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.01, with an EV/FCF ratio of 10.11.

EV / Earnings	13.82
EV / Sales	1.85
EV / EBITDA	9.01
EV / EBIT	11.10
EV / FCF	10.11

Financial Position

The company has a current ratio of 5.50, with a Debt / Equity ratio of 0.79.

Current Ratio	5.50
Quick Ratio	5.33
Debt / Equity	0.79
Debt / EBITDA	5.76
Debt / FCF	4.57
Interest Coverage	4.00

Financial Efficiency

Return on equity (ROE) is 15.07% and return on invested capital (ROIC) is 3.63%.

Return on Equity (ROE)	15.07%
Return on Assets (ROA)	0.59%
Return on Invested Capital (ROIC)	3.63%
Return on Capital Employed (ROCE)	0.97%
Revenue Per Employee	512,592
Profits Per Employee	68,643
Employee Count	16,797
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, ageas has paid 275.00 million in taxes.

Income Tax	275.00M
Effective Tax Rate	17.11%

Stock Price Statistics

The stock price has increased by +25.32% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+25.32%
50-Day Moving Average	59.29
200-Day Moving Average	54.03
Relative Strength Index (RSI)	38.76
Average Volume (20 Days)	104

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ageas had revenue of EUR 8.61 billion and earned 1.15 billion in profits. Earnings per share was 6.25.

Revenue	8.61B
Gross Profit	2.58B
Operating Income	920.00M
Pretax Income	1.61B
Net Income	1.15B
EBITDA	1.17B
EBIT	920.00M
Earnings Per Share (EPS)	6.25

Balance Sheet

The company has 26.50 billion in cash and 7.21 billion in debt, giving a net cash position of -3.65 billion.

Cash & Cash Equivalents	26.50B
Total Debt	7.21B
Net Cash	-3.65B
Net Cash Per Share	n/a
Equity (Book Value)	9.14B
Book Value Per Share	42.27
Working Capital	22.40B

Cash Flow

In the last 12 months, operating cash flow was 1.83 billion and capital expenditures -250.00 million, giving a free cash flow of 1.58 billion.

Operating Cash Flow	1.83B
Capital Expenditures	-250.00M
Free Cash Flow	1.58B
FCF Per Share	n/a

Margins

Gross margin is 30.00%, with operating and profit margins of 10.69% and 13.39%.

Gross Margin	30.00%
Operating Margin	10.69%
Pretax Margin	18.66%
Profit Margin	13.39%
EBITDA Margin	13.53%
EBIT Margin	10.69%
FCF Margin	18.32%

Dividends & Yields

This stock pays an annual dividend of 2.45, which amounts to a dividend yield of 4.16%.

Dividend Per Share	2.45
Dividend Yield	4.16%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	1
Payout Ratio	54.29%
Buyback Yield	-0.23%
Shareholder Yield	3.93%
Earnings Yield	10.27%
FCF Yield	14.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 7, 2012. It was a reverse split with a ratio of 0.1.

Last Split Date	Aug 7, 2012
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6