First United Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	95.18	78.33	49.75	74.32	115.72	149.43
Investment Securities	99.82	100.69	141.87	164.27	117.33	120.91
Mortgage-Backed Securities	179.08	169.3	169.6	197.28	225.7	174.24
Total Investments	278.9	269.99	311.47	361.55	343.03	295.15
Gross Loans	1,497	1,481	1,407	1,279	1,154	1,168
Allowance for Loan Losses	-19.09	-18.17	-17.48	-14.64	-15.96	-16.49
Other Adjustments to Gross Loans	-0.47	-0.44	-0.34	-0.17	-0.29	-1.73
Net Loans	1,477	1,462	1,389	1,265	1,137	1,150
Property, Plant & Equipment	31.35	31.29	32.83	36.85	36.94	39.27
Goodwill	-	11	11	11	11	11
Other Intangible Assets	11.53	0.77	1.1	1.43	1.05	-
Loans Held for Sale	0.86	0.81	0.44	-	0.07	3.55
Accrued Interest Receivable	7.48	7.47	7.49	6.05	4.82	6.24
Long-Term Deferred Tax Assets	8.23	9.99	11.13	10.61	6.86	7.97
Other Real Estate Owned & Foreclosed	2.72	3.06	4.49	4.73	4.48	9.39
Other Long-Term Assets	110.54	98.14	87.31	76.95	68.43	61.82
Total Assets	2,024	1,973	1,906	1,848	1,730	1,733
Interest Bearing Deposits	1,249	1,104	1,075	1,027	923.15	937.34
Institutional Deposits	-	43.7	48.8	37.5	44.6	64.6
Non-Interest Bearing Deposits	429.99	426.74	427.67	506.61	501.63	420.43
Total Deposits	1,679	1,575	1,551	1,571	1,469	1,422
Short-Term Borrowings	20.21	65.41	45.42	64.57	57.7	49.16
Current Portion of Long-Term Debt	65	25	80	-	-	-
Accrued Interest Payable	0.66	0.49	0.61	0.15	0.14	0.39
Other Current Liabilities	1.69	1.42	1.33	1.2	0.99	0.91
Federal Home Loan Bank Debt, Long-Term	-	65	-	-	-	70
Long-Term Leases	1.15	1.38	1.56	2.37	2.76	2.96
Trust Preferred Securities	30.93	30.93	30.93	30.93	30.93	30.93
Pension & Post-Retirement Benefits	8.53	8.34	9.78	7.19	10.4	9.3
Other Long-Term Liabilities	17.81	20.93	23.39	19.23	15.65	16.35
Total Liabilities	1,825	1,794	1,744	1,696	1,588	1,602
Common Stock	0.07	0.07	0.07	0.07	0.07	0.07
Additional Paid-In Capital	21.29	20.48	23.73	24.41	23.66	30.15
Retained Earnings	203.2	189	173.9	166.34	145.49	129.69
Comprehensive Income & Other	-25.45	-30.25	-35.83	-39.03	-27.31	-28.86
Total Common Equity	199.1	179.3	161.87	151.79	141.9	131.05
Shareholders' Equity	199.1	179.3	161.87	151.79	141.9	131.05
Total Liabilities & Equity	2,024	1,973	1,906	1,848	1,730	1,733
Total Debt	117.29	187.72	157.9	97.87	91.39	153.05
Net Cash (Debt)	-22.11	-109.4	-108.15	-23.55	24.33	-3.62
Net Cash Per Share	-3.40	-16.73	-16.14	-3.54	3.62	-0.52
Filing Date Shares Outstanding	6.5	6.47	6.64	6.67	6.62	7
Total Common Shares Outstanding	6.5	6.47	6.64	6.67	6.62	6.99
Book Value Per Share	30.65	27.71	24.38	22.77	21.43	18.74
Tangible Book Value	187.57	167.52	149.77	139.36	129.85	120.04
Tangible Book Value Per Share	28.87	25.89	22.56	20.90	19.61	17.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.