Banco de Chile Cash Flow Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	1,207,392	1,243,634	1,445,799	1,056,316
Depreciation & Amortization	-	58,336	62,962	62,703	58,967
Other Amortization	-	36,265	29,346	21,502	17,831
Gain (Loss) on Sale of Assets	-	-2,209	-4,600	-5,096	-2,051
Gain (Loss) on Sale of Investments	-	-1,712	2,318	2,288	7,569
Total Asset Writedown	-	16,063	7,031	169	2,108
Provision for Credit Losses	-	458,797	423,501	469,807	88,578
Change in Trading Asset Securities	-	1,908,561	-65,862	432,800	654,841
Change in Other Net Operating Assets	-	-3,268,183	-1,857,951	-1,513,689	-2,014,017
Other Operating Activities	-	-7,939	-13,634	-852,246	-466,543
Operating Cash Flow	-	396,641	-186,664	51,006	-598,194
Capital Expenditures	-	-17,226	-26,744	-21,235	-35,579
Sale of Property, Plant and Equipment	-	1,294	3,626	1,332	214
Investment in Securities	-	11,791	-	-742,268	-2,892,230
Income (Loss) Equity Investments	-	-8,730	-13,409	-13,031	-1,793
Purchase / Sale of Intangibles	-	-57,617	-59,955	-56,891	-30,222
Other Investing Activities	-	3,416	5,698	-28,753	-29,488
Investing Cash Flow	-	-58,342	-77,375	-847,815	-2,987,305
Short-Term Debt Issued	-	28,049	286,354	215,249	-
Long-Term Debt Issued	-	984,589	938,126	1,761,740	2,981,967
Total Debt Issued	-	1,012,638	1,224,480	1,976,989	2,981,967
Long-Term Debt Repaid	-	-1,529,018	-1,898,471	-1,598,964	-1,385,282
Net Debt Issued (Repaid)	-	-516,380	-673,991	378,025	1,596,685
Common Dividends Paid	-	-815,932	-866,929	-539,827	-220,271
Net Increase (Decrease) in Deposit Accounts	-	-225,291	1,228,081	77,606	3,603,835
Other Financing Activities	-	-	-1	-1	-1
Financing Cash Flow	-	-1,557,603	-312,840	-84,197	4,980,248
Foreign Exchange Rate Adjustments	-	164,743	15,637	38,010	324,965
Net Cash Flow	-	-1,054,561	-561,242	-842,996	1,719,714
Free Cash Flow	-	379,415	-213,408	29,771	-633,773
Free Cash Flow Margin	-	14.27%	-8.10%	1.09%	-28.73%
Free Cash Flow Per Share	-	3.76	-2.11	0.29	-6.27
Cash Interest Paid	-	1,570,720	2,138,298	1,344,895	262,894

Source: S&P Global Market Intelligence. Banks template. Financial Sources.