Glacier Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	190.14	222.93	303.2	284.76
Depreciation & Amortization	43.05	38.53	38.3	33.97
Gain (Loss) on Sale of Assets	-6.22	-0.16	-3.17	-0.11
Gain (Loss) on Sale of Investments	37.18	34.51	45.61	61.39
Provision for Credit Losses	28.31	14.8	19.96	23.08
Net Decrease (Increase) in Loans Originated / Sold - Operating	72.95	114.13	101.73	246.78
Accrued Interest Receivable	0.88	-10.99	-6.87	5.12
Change in Other Net Operating Assets	5.85	-18.25	-14.94	8.78
Other Operating Activities	-9.24	-10.08	-0.43	-31.78
Operating Cash Flow	258.04	500.72	470.66	572.05
Operating Cash Flow Growth	-48.47%	6.39%	-17.72%	201.80%
Capital Expenditures	-48.28	-49.53	-33.76	-9.44
Sale of Property, Plant and Equipment	14.38	0.25	10.53	-
Cash Acquisitions	107.68	-	-	1,623
Investment in Securities	951.49	836.04	603.81	-5,058
Net Decrease (Increase) in Loans Originated / Sold - Investing	-431.64	-1,067	-1,864	-471.13
Other Investing Activities	-102.82	72.77	-69.71	6.33
Investing Cash Flow	493.14	-207.49	-1,352	-3,907
Short-Term Debt Issued	286.32	3,281	1,800	16.21
Long-Term Debt Issued	1,801	3.33	9.12	3.53
Total Debt Issued	2,088	3,284	1,809	19.74
Short-Term Debt Repaid	-2,799	-1,800	-74.88	-
Total Debt Repaid	-2,799	-1,800	-74.88	-
Net Debt Issued (Repaid)	-710.88	1,484	1,734	19.74
Issuance of Common Stock	-	-	0.14	0.27
Repurchase of Common Stock	-1.63	-1.8	-1.7	-1.55
Common Dividends Paid	-150.03	-146.69	-157.54	-145.56
Net Increase (Decrease) in Deposit Accounts	-394.57	-676.65	-729.71	3,266
Financing Cash Flow	-1,257	659.12	845.43	3,139
Net Cash Flow	-505.93	952.35	-35.69	-195.46
Free Cash Flow	209.76	451.18	436.9	562.61
Free Cash Flow Growth	-53.51%	3.27%	-22.35%	216.38%
Free Cash Flow Margin	26.14%	57.29%	49.37%	72.23%
Free Cash Flow Per Share	1.85	4.07	3.94	5.66
Cash Interest Paid	528.91	204.4	39.34	19.78
Cash Income Tax Paid	15.6	27.93	55.2	67.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.