Halyk Bank of Kazakhstan Joint Stock Company (FRA:H4L1)

FRA:H4L1 Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,923	5,108	3,738	2,832	4,010	2,786
Market Cap Growth	20.03%	36.64%	31.98%	-29.36%	43.94%	-20.12%
Last Close Price	22.00	15.83	9.50	6.31	7.98	4.52
PE Ratio	3.49	3.01	2.70	2.46	4.29	4.07
PS Ratio	2.02	1.71	1.50	1.36	2.42	2.38
PB Ratio	1.17	0.90	0.76	0.70	1.26	0.96
Debt / Equity Ratio	0.65	0.56	0.58	0.68	1.00	0.73
Return on Equity (ROE)	35.53%	33.22%	30.89%	31.76%	30.15%	25.19%
Return on Assets (ROA)	5.74%	5.41%	4.64%	4.30%	4.11%	3.59%
Earnings Yield	28.65%	33.20%	37.01%	40.67%	23.32%	24.56%
FCF Yield	-47.01%	-52.37%	-56.88%	-83.12%	-2.72%	-73.31%
Dividend Yield	15.44%	13.79%	29.39%	32.56%	12.88%	30.90%
Payout Ratio	52.86%	33.51%	39.88%	24.29%	45.59%	56.65%
Buyback Yield / Dilution	0.08%	-0.04%	-0.03%	6.79%	0.07%	-0.12%
Total Shareholder Return	15.52%	13.75%	29.36%	39.36%	12.96%	30.78%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.