Hancock Whitney Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,615	1,454	1,381	942.44	828.41
Interest Income on Investments	-	238.95	239.51	194.62	153.85
Total Interest Income	1,615	1,693	1,620	1,137	982.26
Interest Paid on Deposits	505.85	574.44	443.92	58.44	26.25
Interest Paid on Borrowings	-	36.63	78.97	28.62	22.78
Total Interest Expense	505.85	611.07	522.9	87.06	49.02
Net Interest Income	1,109	1,082	1,098	1,050	933.24
Net Interest Income Growth (YoY)	2.48%	-1.43%	4.53%	12.51%	-0.98%
Trust Income	89.63	71.73	67.57	65.13	62.9
Mortgage Banking Activities	14.77	12.37	9.16	11.52	36.69
Gain (Loss) on Sale of Assets	-	7.82	19.39	3.1	-
Gain (Loss) on Sale of Investments	-	-6.25	-71.17	-4.86	3.27
Other Non-Interest Income	202.87	181.1	171.73	164.16	172.4
Total Non-Interest Income	406.45	357.88	282.69	326.72	356.3
Non-Interest Income Growth (YoY)	13.57%	26.60%	-13.48%	-8.30%	11.14%
Revenues Before Loan Losses	1,515	1,440	1,380	1,377	1,290
Provision for Loan Losses	51.18	52.17	59.1	-28.4	-77.49
Revenue	1,464	1,388	1,321	1,405	1,367
Revenue Growth (YoY)	5.51%	5.03%	-5.97%	2.79%	107.06%
Salaries and Employee Benefits	475.39	446.67	436.14	437.15	459.93
Occupancy Expenses	72.89	37.03	35.04	32.12	32.11
Federal Deposit Insurance	-	24.21	49.98	14.89	13.58
Amortization of Goodwill & Intangibles	9.95	9.41	11.56	14.03	16.67
Selling, General & Administrative	-	251.68	245.65	227.17	226.72
Other Non-Interest Expense	290.32	43.32	27.19	24.97	39.91
Total Non-Interest Expense	851.64	809.86	804.93	745.92	788.71
EBT Excluding Unusual Items	612.4	577.77	516.25	659.2	578.32
Other Unusual Items	-	-3.8	-26.12	-	-
Pretax Income	612.4	573.97	490.13	659.2	568.06
Income Tax Expense	126.32	113.16	97.53	135.11	104.84
Net Income	486.07	460.82	392.6	524.09	463.22
Preferred Dividends & Other Adjustments	2.04	3.03	4.01	7.62	9.13
Net Income to Common	484.03	457.79	388.59	516.47	454.08
Net Income Growth	5.48%	17.38%	-25.09%	13.14%	-
Basic Shares Outstanding	85	86	86	86	87
Diluted Shares Outstanding	85	87	86	86	87
Shares Change (YoY)	-1.39%	0.26%	0.03%	-0.73%	0.57%
EPS (Basic)	5.70	5.30	4.51	6.00	5.23
EPS (Diluted)	5.67	5.28	4.50	5.98	5.22
EPS Growth	7.39%	17.33%	-24.75%	14.56%	-
Dividend Per Share	1.800	1.500	1.200	1.080	1.080
Dividend Growth	20.00%	25.00%	11.11%	-	-
Effective Tax Rate	20.63%	19.71%	19.90%	20.50%	18.46%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.