FRA:HS3 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6.68	4.18	5.65	7.94	5.43
Investment Securities	157.84	128.98	88.99	68.27	93.23
Total Investments	157.84	128.98	88.99	68.27	93.23
Gross Loans	3,928	3,901	3,941	3,683	3,020
Allowance for Loan Losses	-28.56	-26.98	-26.65	-24.99	-20.43
Net Loans	3,899	3,874	3,914	3,658	2,999
Property, Plant & Equipment	15.91	17.12	17.39	18.47	16.66
Accrued Interest Receivable	9.21	8.77	8.55	7.12	5.47
Restricted Cash	362.93	347.65	356.82	354.1	265.73
Long-Term Deferred Tax Assets	-	-	0.97	4.06	-
Other Long-Term Assets	29.08	16.38	21.75	23.46	15.65
Total Assets	4,543	4,458	4,484	4,194	3,431
Interest Bearing Deposits	2,081	1,701	1,654	1,716	1,748
Institutional Deposits	-	393.97	357.28	402.52	256.1
Non-Interest Bearing Deposits	467.66	397.47	339.06	387.24	389.15
Total Deposits	2,548	2,492	2,350	2,505	2,393
Current Portion of Long-Term Debt	-	687	907.68	1,276	630
Current Portion of Leases	-	0.27	-	-	-
Accrued Interest Payable	11.83	8.24	12.26	4.53	0.2
Federal Home Loan Bank Debt, Long-Term	1,464	810	785	-	35
Long-Term Leases	-	0.47	0.41	0.65	0.87
Long-Term Deferred Tax Liabilities	9.5	3.79	-	-	0.54
Other Long-Term Liabilities	29.49	24.15	21	21.37	17.08
Total Liabilities	4,063	4,026	4,076	3,808	3,077
Common Stock	2.18	2.18	2.16	2.15	2.14
Additional Paid-In Capital	16	15.57	14.15	13.06	12.73
Retained Earnings	461.53	414	391.31	370.76	339.74
Comprehensive Income & Other	-0.01	-	-	-	-
Shareholders' Equity	479.71	431.76	407.62	385.97	354.61
Total Liabilities & Equity	4,543	4,458	4,484	4,194	3,431
Total Debt	1,464	1,498	1,693	1,277	665.87
Net Cash (Debt)	-1,457	-1,494	-1,687	-1,269	-660.44
Net Cash Per Share	-661.43	-680.75	-769.46	-576.16	-300.06
Filing Date Shares Outstanding	2.18	2.18	2.17	2.15	2.14
Total Common Shares Outstanding	2.18	2.18	2.16	2.15	2.14
Book Value Per Share	219.82	198.03	188.50	179.74	165.52
Tangible Book Value	479.71	431.76	407.62	385.97	354.61
Tangible Book Value Per Share	219.82	198.03	188.50	179.74	165.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.