Hingham Institution for Savings (FRA:HS3)

FRA:HS3 Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	28.19	26.37	37.52	67.46
Depreciation & Amortization	0.75	0.69	0.49	0.54
Other Amortization	0.03	0.33	0.31	0.67
Gain (Loss) on Sale of Assets	-	-0.13	-	-2.34
Gain (Loss) on Sale of Investments	-20.38	-15.15	21.78	-11.82
Total Asset Writedown	-	-	-	0.07
Provision for Credit Losses	0.33	1.12	4.51	3.03
Accrued Interest Receivable	1.68	-3.28	-9.18	-0.15
Other Operating Activities	4.42	2.91	-4.93	0.98
Operating Cash Flow	11.89	19.75	55.85	59.01
Operating Cash Flow Growth	-39.79%	-64.63%	-5.35%	29.43%
Capital Expenditures	-0.14	-1.3	-2.53	-1.6
Sale of Property, Plant and Equipment	-	1.51	-	2.82
Investment in Securities	-16.16	-1.46	3.45	-14.29
Net Decrease (Increase) in Loans Originated / Sold - Investing	40.22	-258.74	-663.5	-507.47
Other Investing Activities	8.55	-16.59	-22.7	-6.81
Investing Cash Flow	32.48	-276.59	-685.28	-527.34
Short-Term Debt Issued	-	-	1,016	85
Long-Term Debt Issued	1,368	2,895	-	440
Total Debt Issued	1,368	2,895	1,016	525
Short-Term Debt Repaid	-163	-968	-	-
Long-Term Debt Repaid	-1,401	-1,510	-405	-268.03
Total Debt Repaid	-1,564	-2,478	-405	-268.03
Net Debt Issued (Repaid)	-195.68	416.68	611	256.97
Issuance of Common Stock	1.27	1.06	0.32	0.23
Common Dividends Paid	-5.48	-5.36	-4.84	-4.14
Net Increase (Decrease) in Deposit Accounts	142.12	-155.31	112.42	253.67
Other Financing Activities	2.76	1.62	3.14	0.41
Financing Cash Flow	-55.02	257.28	720.3	505.51
Net Cash Flow	-10.65	0.44	90.87	37.18
Free Cash Flow	11.75	18.46	53.33	57.41
Free Cash Flow Growth	-36.31%	-65.39%	-7.11%	30.29%
Free Cash Flow Margin	17.94%	29.07%	65.91%	50.03%
Free Cash Flow Per Share	5.36	8.41	24.22	26.08
Cash Interest Paid	155.54	118.23	28.57	118.23
Cash Income Tax Paid	0.63	8.61	21.21	8.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.