Just Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Equity & Preferred Securities	118	119	149	194	-	-
Other Investments	3,972	3,951	2,549	-	-	-
Total Investments	32,877	31,936	27,757	21,520	23,391	22,044
Cash & Equivalents	2,574	2,600	1,687	1,656	1,821	2,625
Reinsurance Recoverable	2,051	2,067	1,143	776	2,808	3,133
Other Receivables	39	50	64	39	65.6	34.9
Property, Plant & Equipment	22	20	22	22	14.2	20.5
Goodwill	-	34	34	34	34.1	34.1
Other Intangible Assets	39	6	7	13	11	7
Other Current Assets	718	822	718	903	129	172.1
Long-Term Deferred Tax Assets	373	387	406	449	-	11.5
Other Long-Term Assets	-	-	-	-	74.6	92.4
Total Assets	38,693	37,922	31,838	25,412	28,348	28,173
Accrued Expenses	27	59	50	43	43.1	53.9
Insurance & Annuity Liabilities	28,933	27,753	24,131	19,647	21,835	21,143
Reinsurance Payable	118	94	125	121	2,419	2,682
Current Portion of Long-Term Debt	-	1,968	1,512	-	44.9	76.8
Current Portion of Leases	-	-	-	-	3	3.4
Short-Term Debt	4,030	3,878	2,569	-	-	-
Long-Term Debt	681	682	686	699	774.3	773.5
Long-Term Leases	7	7	9	9	0.9	3.4
Long-Term Deferred Tax Liabilities	-	-	-	-	5.3	22.8
Other Current Liabilities	605	2,173	1,507	689	747.3	880.3
Other Long-Term Liabilities	3,026	62	46	3,101	34.8	43.8
Total Liabilities	37,427	36,676	30,635	24,309	25,908	25,683
Common Stock	104	104	104	104	103.9	103.8
Additional Paid-In Capital	95	95	95	95	94.6	94.5
Retained Earnings	-199	-219	-259	-354	977	1,057
Comprehensive Income & Other	1,266	1,266	1,265	1,260	1,266	1,237
Total Common Equity	1,266	1,246	1,205	1,105	2,442	2,492
Minority Interest	-	-	-2	-2	-1.9	-1.9
Shareholders' Equity	1,266	1,246	1,203	1,103	2,440	2,490
Total Liabilities & Equity	38,693	37,922	31,838	25,412	28,348	28,173
Filing Date Shares Outstanding	1,039	1,039	1,039	1,039	1,039	1,038
Total Common Shares Outstanding	1,039	1,039	1,039	1,039	1,039	1,038
Total Debt	4,718	6,535	4,776	708	823.1	857.1
Net Cash (Debt)	-2,144	-3,935	-3,089	948	997.6	1,768
Net Cash Growth	-	-	-	-4.97%	-43.56%	86.49%
Net Cash Per Share	-2.03	-3.74	-2.94	0.92	0.97	1.70
Book Value Per Share	1.22	1.20	1.16	1.06	2.35	2.40
Tangible Book Value	1,227	1,206	1,164	1,058	2,397	2,451
Tangible Book Value Per Share	1.18	1.16	1.12	1.02	2.31	2.36
Land	-	7	10	10	10.8	4
Buildings	-	-	-	-	-	10.3
Machinery	-	25	21	20	16.9	16.2

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.