KBC Group NV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	29,009	47,059	34,752	52,664	43,799	25,976
Investment Securities	112,061	96,769	96,714	86,782	90,294	97,762
Trading Asset Securities	7,720	9,791	7,056	5,316	9,257	10,602
Total Investments	119,781	106,560	103,770	92,098	99,551	108,364
Gross Loans	210,238	196,475	188,435	183,517	166,853	168,266
Allowance for Loan Losses	-2,512	-2,448	-2,474	-2,619	-2,573	-3,695
Other Adjustments to Gross Loans	-	-689	-627	-468	-340	-388
Net Loans	207,726	193,338	185,334	180,430	163,940	164,183
Property, Plant & Equipment	4,038	3,396	3,217	2,989	3,050	3,136
Goodwill	-	1,221	1,240	1,346	913	845
Other Intangible Assets	2,632	1,254	1,115	985	836	706
Investments in Real Estate	-	585	485	571	518	555
Other Receivables	96	59	176	174	661	579
Other Current Assets	1	593	631	8,615	10,442	19
Long-Term Deferred Tax Assets	679	942	724	1,001	1,117	1,499
Other Long-Term Assets	19,376	18,041	15,477	13,672	15,519	14,881
Total Assets	383,338	373,048	346,921	354,545	340,346	320,743
Accrued Expenses	-	1,008	953	1,090	409	416
Interest Bearing Deposits	152,414	145,867	140,712	133,577	131,930	130,026
Non-Interest Bearing Deposits	111,814	110,090	107,568	125,030	112,098	100,987
Total Deposits	264,228	255,957	248,280	258,607	244,028	231,013
Short-Term Borrowings	23,840	25,594	10,632	18,263	9,145	10,350
Current Income Taxes Payable	99	121	99	150	87	79
Other Current Liabilities	1,088	999	1,549	1,058	1,649	1,795
Long-Term Debt	26,979	27,958	26,143	18,913	20,090	18,921
Long-Term Leases	-	5	63	68	-	-
Long-Term Unearned Revenue	-	-	-	-	832	774
Pension & Post-Retirement Benefits	-	41	93	93	184	535
Long-Term Deferred Tax Liabilities	492	349	373	312	348	419
Other Long-Term Liabilities	39,594	36,705	34,476	34,172	40,497	34,911
Total Liabilities	356,320	348,737	322,661	332,726	317,269	299,213
Common Stock	1,462	1,462	1,461	1,461	1,460	1,459
Additional Paid-In Capital	5,564	5,564	5,548	5,542	5,528	5,514
Retained Earnings	16,585	15,724	14,332	12,626	14,271	13,145
Treasury Stock	-1,300	-1,300	-497	-	-	-1
Comprehensive Income & Other	4,646	2,861	3,416	2,190	1,818	1,413
Total Common Equity	26,957	24,311	24,260	21,819	23,077	21,530
Minority Interest	61	-	-	-	-	-
Shareholders' Equity	27,018	24,311	24,260	21,819	23,077	21,530
Total Liabilities & Equity	383,338	373,048	346,921	354,545	340,346	320,743
Total Debt	50,819	53,557	36,838	37,244	29,235	29,271
Net Cash (Debt)	17,313	24,376	30,471	40,922	48,799	34,935
Net Cash Growth	-27.16%	-20.00%	-25.54%	-16.14%	39.68%	126.29%
Net Cash Per Share	43.61	60.94	73.42	98.13	117.02	83.98
Filing Date Shares Outstanding	396.56	396.56	408.5	417.17	416.88	416.67
Total Common Shares Outstanding	396.56	396.56	408.5	417.17	416.88	416.67
Book Value Per Share	60.75	56.60	53.88	48.71	51.76	48.07
Tangible Book Value	24,325	21,836	21,905	19,488	21,328	19,979
Tangible Book Value Per Share	54.12	50.36	48.11	43.12	47.56	44.35

Source: S&P Global Market Intelligence. Banks template. Financial Sources.