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Joint Stock Company Kaspi.kz (FRA:KKS)
Germany flag Germany · Delayed Price · Currency is EUR
67.20
+3.60 (5.66%)
At close: Nov 28, 2025

Revenue

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Payments Revenue
646.62B587.10B
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Marketplace Revenue
1.59T732.94B
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Fintech Revenue
1.48T1.28T
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Eliminations from Revenue
-28.40B-15.49B
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Revenue (Other)
--54.23B
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Revenue (Total)
-2.53T
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Revenue by Geography

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Kazakhstan Revenue
2.52T
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Azerbaijan Revenue
5.08B
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Ukraine Revenue
5.57B
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Revenue (Total)
2.53T
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Net Income

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Payments Segment Net Income
428.44B381.61B
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Marketplace Segment Net Income
327.36B348.40B
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Fintech Segment Net Income
351.33B326.83B
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Key Performance Indicators

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212018 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2018 - 2020
Total Payment Volume (TPV)
42.68T37.20T
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Payments Active Consumers
14.40M13.60M
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Total Payment Volume (TPV) Payments Transactions
6.60B5.89B
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Payments Take Rate
-1.18%
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Average Balances on Current Accounts
1.00T938.00B
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Marketplace Gross Merchandise Volume (GMV)
6.66T5.98T
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Marketplace Active Consumers
8.60M8.10M
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Marketplace Purchases
292.90M234.00M
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Marketplace Take Rate
-9.70%
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Total Finance Volume (TFV)
11.45T10.31T
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Fintech Active Consumers (Loans)
6.30M6.40M
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Fintech Active Consumers (Deposits)
6.10M5.70M
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Average Net Loan Portfolio
-4.90T
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Fintech Yield
-24.00%
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Total Finance Volume (TFV) to Average Net Loan Portfolio Conversion Rate
-2.10
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Fintech Average Savings
-5.69T
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Fintech Cost of Risk
-2.10%
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Updated Sep 30, 2025. Data Source: Fiscal.ai.