Medallion Financial Corp. (FRA:MD5)

Medallion Financial Statistics

Total Valuation

FRA:MD5 has a market cap or net worth of EUR 194.96 million. The enterprise value is 2.18 billion.

Market Cap	194.96M
Enterprise Value	2.18B

Important Dates

The next estimated earnings date is Friday, March 6, 2026.

Earnings Date	Mar 6, 2026
Ex-Dividend Date	Nov 12, 2025

Share Statistics

Current Share Class	22.55M
Shares Outstanding	n/a
Shares Change (YoY)	+1.80%
Shares Change (QoQ)	+1.58%
Owned by Insiders (%)	27.92%
Owned by Institutions (%)	34.05%
Float	15.07M

Valuation Ratios

The trailing PE ratio is 5.58 and the forward PE ratio is 6.10.

PE Ratio	5.58
Forward PE	6.10
PS Ratio	0.68
PB Ratio	0.46
P/TBV Ratio	1.00
P/FCF Ratio	n/a
P/OCF Ratio	1.85
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	62.36
EV / Sales	7.48
EV / EBITDA	13.41
EV / EBIT	14.20
EV / FCF	n/a

Financial Position

The company has a current ratio of 23.88, with a Debt / Equity ratio of 4.74.

Current Ratio	23.88
Quick Ratio	1.53
Debt / Equity	4.74
Debt / EBITDA	12.48
Debt / FCF	n/a
Interest Coverage	1.83

Financial Efficiency

Return on equity (ROE) is 11.31% and return on invested capital (ROIC) is 3.92%.

Return on Equity (ROE)	11.31%
Return on Assets (ROA)	3.86%
Return on Invested Capital (ROIC)	3.92%
Return on Capital Employed (ROCE)	6.39%
Revenue Per Employee	1.66M
Profits Per Employee	200,771
Employee Count	174
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:MD5 has paid 21.47 million in taxes.

Income Tax	21.47M
Effective Tax Rate	32.44%

Stock Price Statistics

The stock price has decreased by -1.72% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-1.72%
50-Day Moving Average	8.51
200-Day Moving Average	8.30
Relative Strength Index (RSI)	53.72
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	21.32

Income Statement

In the last 12 months, FRA:MD5 had revenue of EUR 288.74 million and earned 34.93 million in profits. Earnings per share was 1.46.

Revenue	288.74M
Gross Profit	218.26M
Operating Income	151.99M
Pretax Income	66.19M
Net Income	34.93M
EBITDA	158.65M
EBIT	151.99M
Earnings Per Share (EPS)	1.46

Balance Sheet

The company has 128.68 million in cash and 2.01 billion in debt, giving a net cash position of -1.88 billion.

Cash & Cash Equivalents	128.68M
Total Debt	2.01B
Net Cash	-1.88B
Net Cash Per Share	n/a
Equity (Book Value)	423.49M
Book Value Per Share	15.02
Working Capital	2.14B

Cash Flow

Operating Cash Flow	105.28M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 75.59%, with operating and profit margins of 52.64% and 12.10%.

Gross Margin	75.59%
Operating Margin	52.64%
Pretax Margin	22.92%
Profit Margin	12.10%
EBITDA Margin	54.95%
EBIT Margin	52.64%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.41, which amounts to a dividend yield of 4.85%.

Dividend Per Share	0.41
Dividend Yield	4.85%
Dividend Growth (YoY)	9.51%
Years of Dividend Growth	2
Payout Ratio	26.12%
Buyback Yield	-1.80%
Shareholder Yield	3.05%
Earnings Yield	17.92%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:MD5 has an Altman Z-Score of 1.48 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.48
Piotroski F-Score	6