MGIC Investment Corporation (FRA:MGC)

MGIC Investment Statistics

Total Valuation

MGIC Investment has a market cap or net worth of EUR 5.49 billion. The enterprise value is 5.82 billion.

Market Cap	5.49B
Enterprise Value	5.82B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Nov 6, 2025

Share Statistics

Current Share Class	223.74M
Shares Outstanding	n/a
Shares Change (YoY)	-10.07%
Shares Change (QoQ)	-2.77%
Owned by Insiders (%)	1.24%
Owned by Institutions (%)	99.95%
Float	220.38M

Valuation Ratios

The trailing PE ratio is 8.55 and the forward PE ratio is 9.50.

PE Ratio	8.55
Forward PE	9.50
PS Ratio	5.30
PB Ratio	1.25
P/TBV Ratio	1.25
P/FCF Ratio	8.02
P/OCF Ratio	8.01
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.78, with an EV/FCF ratio of 8.49.

EV / Earnings	9.05
EV / Sales	5.56
EV / EBITDA	6.78
EV / EBIT	6.86
EV / FCF	8.49

Financial Position

The company has a current ratio of 4.51, with a Debt / Equity ratio of 0.12.

Current Ratio	4.51
Quick Ratio	3.28
Debt / Equity	0.12
Debt / EBITDA	0.65
Debt / FCF	0.80
Interest Coverage	27.70

Financial Efficiency

Return on equity (ROE) is 14.40% and return on invested capital (ROIC) is 10.48%.

Return on Equity (ROE)	14.40%
Return on Assets (ROA)	9.27%
Return on Invested Capital (ROIC)	10.48%
Return on Capital Employed (ROCE)	15.11%
Revenue Per Employee	1.87M
Profits Per Employee	1.16M
Employee Count	555
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, MGIC Investment has paid 167.73 million in taxes.

Income Tax	167.73M
Effective Tax Rate	20.70%

Stock Price Statistics

The stock price has decreased by -0.81% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-0.81%
50-Day Moving Average	23.70
200-Day Moving Average	22.95
Relative Strength Index (RSI)	57.30
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.01

Income Statement

In the last 12 months, MGIC Investment had revenue of EUR 1.04 billion and earned 642.41 million in profits. Earnings per share was 2.65.

Revenue	1.04B
Gross Profit	862.02M
Operating Income	840.49M
Pretax Income	810.14M
Net Income	642.41M
EBITDA	849.15M
EBIT	840.49M
Earnings Per Share (EPS)	2.65

Balance Sheet

The company has 227.48 million in cash and 550.39 million in debt, giving a net cash position of -322.91 million.

Cash & Cash Equivalents	227.48M
Total Debt	550.39M
Net Cash	-322.91M
Net Cash Per Share	n/a
Equity (Book Value)	4.41B
Book Value Per Share	19.49
Working Capital	295.15M

Cash Flow

In the last 12 months, operating cash flow was 685.61 million and capital expenditures -799,457, giving a free cash flow of 684.81 million.

Operating Cash Flow	685.61M
Capital Expenditures	-799,457
Free Cash Flow	684.81M
FCF Per Share	n/a

Margins

Gross margin is 83.14%, with operating and profit margins of 81.07% and 61.96%.

Gross Margin	83.14%
Operating Margin	81.07%
Pretax Margin	78.14%
Profit Margin	61.96%
EBITDA Margin	81.90%
EBIT Margin	81.07%
FCF Margin	66.05%

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 2.04%.

Dividend Per Share	0.50
Dividend Yield	2.04%
Dividend Growth (YoY)	9.72%
Years of Dividend Growth	6
Payout Ratio	17.51%
Buyback Yield	10.07%
Shareholder Yield	12.11%
Earnings Yield	11.70%
FCF Yield	12.47%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5