MGIC Investment Corporation (FRA:MGC)

MGIC Investment Statistics

Total Valuation

MGIC Investment has a market cap or net worth of EUR 5.45 billion. The enterprise value is 5.75 billion.

Market Cap	5.45B
Enterprise Value	5.75B

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

Current Share Class	230.52M
Shares Outstanding	n/a
Shares Change (YoY)	-9.41%
Shares Change (QoQ)	-3.46%
Owned by Insiders (%)	1.23%
Owned by Institutions (%)	100.99%
Float	226.83M

Valuation Ratios

The trailing PE ratio is 8.39 and the forward PE ratio is 9.48.

PE Ratio	8.39
Forward PE	9.48
PS Ratio	5.25
PB Ratio	1.24
P/TBV Ratio	1.24
P/FCF Ratio	8.30
P/OCF Ratio	8.29
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.54, with an EV/FCF ratio of 8.76.

EV / Earnings	8.85
EV / Sales	5.48
EV / EBITDA	6.54
EV / EBIT	6.64
EV / FCF	8.76

Financial Position

The company has a current ratio of 4.49, with a Debt / Equity ratio of 0.13.

Current Ratio	4.49
Quick Ratio	3.35
Debt / Equity	0.13
Debt / EBITDA	0.63
Debt / FCF	0.84
Interest Coverage	28.24

Financial Efficiency

Return on equity (ROE) is 14.85% and return on invested capital (ROIC) is 10.87%.

Return on Equity (ROE)	14.85%
Return on Assets (ROA)	9.62%
Return on Invested Capital (ROIC)	10.87%
Return on Capital Employed (ROCE)	15.62%
Revenue Per Employee	1.87M
Profits Per Employee	1.17M
Employee Count	555
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, MGIC Investment has paid 176.40 million in taxes.

Income Tax	176.40M
Effective Tax Rate	21.36%

Stock Price Statistics

The stock price has decreased by -2.52% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-2.52%
50-Day Moving Average	23.62
200-Day Moving Average	22.93
Relative Strength Index (RSI)	47.89
Average Volume (20 Days)	107

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.99

Income Statement

In the last 12 months, MGIC Investment had revenue of EUR 1.04 billion and earned 649.36 million in profits. Earnings per share was 2.60.

Revenue	1.04B
Gross Profit	878.14M
Operating Income	856.08M
Pretax Income	825.76M
Net Income	649.36M
EBITDA	866.89M
EBIT	856.08M
Earnings Per Share (EPS)	2.60

Balance Sheet

The company has 251.08 million in cash and 549.56 million in debt, giving a net cash position of -298.48 million.

Cash & Cash Equivalents	251.08M
Total Debt	549.56M
Net Cash	-298.48M
Net Cash Per Share	n/a
Equity (Book Value)	4.39B
Book Value Per Share	18.83
Working Capital	311.91M

Cash Flow

In the last 12 months, operating cash flow was 657.28 million and capital expenditures -885,560, giving a free cash flow of 656.39 million.

Operating Cash Flow	657.28M
Capital Expenditures	-885,560
Free Cash Flow	656.39M
FCF Per Share	n/a

Margins

Gross margin is 84.63%, with operating and profit margins of 82.50% and 62.58%.

Gross Margin	84.63%
Operating Margin	82.50%
Pretax Margin	79.58%
Profit Margin	62.58%
EBITDA Margin	83.55%
EBIT Margin	82.50%
FCF Margin	63.26%

Dividends & Yields

This stock pays an annual dividend of 0.49, which amounts to a dividend yield of 2.11%.

Dividend Per Share	0.49
Dividend Yield	2.11%
Dividend Growth (YoY)	10.93%
Years of Dividend Growth	6
Payout Ratio	17.21%
Buyback Yield	9.41%
Shareholder Yield	11.52%
Earnings Yield	11.92%
FCF Yield	12.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6