Northrim BanCorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	36.97	25.39	30.74	37.52
Depreciation & Amortization	3.61	3.31	3.16	3.31
Other Amortization	-	-	-	1.16
Gain (Loss) on Sale of Assets	-0.39	-0.81	0.41	-0.69
Gain (Loss) on Sale of Investments	-0.21	0.36	1.75	0.56
Total Asset Writedown	0.05	0.06	-0.81	0.44
Provision for Credit Losses	3.29	3.84	1.85	-4.1
Net Decrease (Increase) in Loans Originated / Sold - Operating	-13.99	3.39	59.99	108.96
Accrued Interest Receivable	0.46	-2.02	-3.09	1.13
Change in Other Net Operating Assets	-19.04	12.53	2.94	3.04
Other Operating Activities	-6.4	-0.4	-5.73	-4
Operating Cash Flow	-8.73	38.78	78.07	111.99
Operating Cash Flow Growth	-	-50.33%	-30.29%	-
Capital Expenditures	-0.62	-6.17	-3.8	-2.34
Cash Acquisitions	-40.66	-	-	-
Investment in Securities	176.7	54.07	-309.45	-194.55
Purchase / Sale of Intangibles	-	-	-	-0.17
Net Decrease (Increase) in Loans Originated / Sold - Investing	-331.09	-304.74	-96.85	35.91
Other Investing Activities	-2.35	0.84	-0.71	-0.56
Investing Cash Flow	-197.63	-254.92	-405.57	-159.09
Long-Term Debt Issued	697.55	194.5	-	-
Total Debt Issued	697.55	194.5	-	-
Long-Term Debt Repaid	-728.39	-194.92	-0.41	-0.31
Total Debt Repaid	-728.39	-194.92	-0.41	-0.31
Net Debt Issued (Repaid)	-30.84	-0.42	-0.41	-0.31
Issuance of Common Stock	0.8	0.56	0.59	1.54
Repurchase of Common Stock	-0.79	-9.04	-14.16	-11.53
Common Dividends Paid	-13.75	-13.61	-10.57	-9.39
Net Increase (Decrease) in Deposit Accounts	195.13	97.84	-34.42	596.65
Financing Cash Flow	150.56	75.33	-58.98	576.96
Net Cash Flow	-55.79	-140.82	-386.48	529.86
Free Cash Flow	-9.35	32.61	74.28	109.65
Free Cash Flow Growth	-	-56.10%	-32.26%	-
Free Cash Flow Margin	-6.15%	25.92%	59.26%	79.93%
Free Cash Flow Per Share	-0.42	1.44	3.19	4.39
Cash Interest Paid	40.48	28.55	5.19	3.81
Cash Income Tax Paid	6.72	2.03	2.02	6.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.