Insurance Australia Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Premiums & Annuity Revenue	17,761	16,776	15,425	13,838	7,909	7,420
Total Interest & Dividend Income	496	583	569	401	-335	458
Total Revenue	18,257	17,359	15,994	14,239	7,574	7,878
Revenue Growth (YoY)	8.50%	8.53%	12.32%	88.00%	-3.86%	9.13%
Policy Benefits	16,147	12,986	12,776	12,040	5,015	5,957
Policy Acquisition & Underwriting Costs	-879	-	-	-	3,044	3,159
Selling, General & Administrative	137	136	206	222	169	386
Other Operating Expenses	-66	-65	-158	-159	-132	-165
Reinsurance Income or Expense	-977	-1,897	-1,494	-633	1,162	1,125
Total Operating Expenses	16,316	14,954	14,318	12,736	6,934	8,212
Operating Income	1,941	2,405	1,676	1,503	640	-334
Interest Expense	-190	-192	-185	-145	-93	-89
Earnings From Equity Investments	-	-	-	-13	17	35
EBT Excluding Unusual Items	1,751	2,213	1,491	1,345	564	-388
Pretax Income	1,751	2,213	1,491	1,345	564	-388
Income Tax Expense	549	678	458	426	140	-125
Earnings From Continuing Ops.	1,202	1,535	1,033	919	424	-263
Earnings From Discontinued Ops.	-	-	-	-	-	-13
Net Income to Company	1,202	1,535	1,033	919	424	-276
Minority Interest in Earnings	-116	-176	-135	-94	-77	-151
Net Income	1,086	1,359	898	825	347	-427
Net Income to Common	1,086	1,359	898	825	347	-427
Net Income Growth	-14.42%	51.34%	8.85%	137.75%	-	-
Shares Outstanding (Basic)	2,363	2,364	2,407	2,453	2,462	2,396
Shares Outstanding (Diluted)	2,486	2,556	2,784	2,845	2,760	2,396
Shares Change (YoY)	-8.20%	-8.19%	-2.14%	3.08%	15.19%	-4.73%
EPS (Basic)	0.46	0.57	0.37	0.34	0.14	-0.18
EPS (Diluted)	0.46	0.56	0.36	0.32	0.13	-0.18
EPS Growth	-11.09%	54.91%	13.43%	139.63%	-	-
Dividend Per Share	0.310	0.310	0.270	0.150	0.110	0.200
Dividend Growth	6.90%	14.82%	80.00%	36.36%	-45.00%	100.00%
Operating Margin	10.63%	13.85%	10.48%	10.56%	8.45%	-4.24%
Profit Margin	5.95%	7.83%	5.62%	5.79%	4.58%	-5.42%
EBITDA	1,994	2,443	1,734	1,545	680	-184
EBITDA Margin	10.92%	14.07%	10.84%	10.85%	8.98%	-2.34%
D&A For EBITDA	53	38	58	42	40	150
EBIT	1,941	2,405	1,676	1,503	640	-334
EBIT Margin	10.63%	13.85%	10.48%	10.56%	8.45%	-4.24%
Effective Tax Rate	31.35%	30.64%	30.72%	31.67%	24.82%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.