Insurance Australia Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2016 - 2020
Net Income	1,359	898	825	347	-427	Upgrade
Depreciation & Amortization	98	127	138	122	235	Upgrade
Other Amortization	110	60	50	17	17	Upgrade
Gain (Loss) on Sale of Assets	-	-	25	-1	14	Upgrade
Gain (Loss) on Sale of Investments	-316	-207	-51	566	-271	Upgrade
Change in Deferred Taxes	407	319	310	-120	-94	Upgrade
Change in Insurance Reserves / Liabilities	-72	-315	-342	1,062	3,075	Upgrade
Change in Other Net Operating Assets	-208	967	-628	-1,252	-1,120	Upgrade
Other Operating Activities	-38	-62	125	158	166	Upgrade
Operating Cash Flow	1,352	1,800	452	899	1,610	Upgrade
Operating Cash Flow Growth	-24.89%	298.23%	-49.72%	-44.16%	322.57%	Upgrade
Cash Acquisitions	-	-	-	-	-9	Upgrade
Investment in Securities	42	-637	27	-1,426	-2,409	Upgrade
Investing Cash Flow	38	-628	394	-1,459	-2,418	Upgrade
Long-Term Debt Issued	496	748	308	226	457	Upgrade
Total Debt Repaid	-532	-450	-313	-233	-82	Upgrade
Net Debt Issued (Repaid)	-36	298	-5	-7	375	Upgrade
Issuance of Common Stock	-	-	-	-	764	Upgrade
Repurchases of Common Stock	-84	-443	-122	-	-	Upgrade
Common Dividends Paid	-687	-460	-270	-468	-173	Upgrade
Other Financing Activities	-175	-77	-40	-51	-450	Upgrade
Financing Cash Flow	-982	-682	-437	-526	516	Upgrade
Foreign Exchange Rate Adjustments	4	-2	6	-5	-1	Upgrade
Net Cash Flow	412	488	415	-1,091	-293	Upgrade
Cash Interest Paid	184	179	128	90	84	Upgrade
Cash Income Tax Paid	277	152	112	270	-31	Upgrade
Levered Free Cash Flow	1,548	2,051	-10,417	490.88	975.63	Upgrade
Unlevered Free Cash Flow	1,668	2,167	-10,327	549	1,031	Upgrade
Change in Working Capital	127	971	-660	-310	1,861	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.