Old Second Bancorp, Inc. (FRA:OSB)

Old Second Bancorp Statistics

Total Valuation

FRA:OSB has a market cap or net worth of EUR 879.54 million.

Market Cap	879.54M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 21, 2026.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Jan 30, 2026

Share Statistics

Current Share Class	52.67M
Shares Outstanding	n/a
Shares Change (YoY)	+8.83%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	3.80%
Owned by Institutions (%)	68.75%
Float	50.67M

Valuation Ratios

The trailing PE ratio is 12.86 and the forward PE ratio is 9.20.

PE Ratio	12.86
Forward PE	9.20
PS Ratio	3.32
PB Ratio	1.15
P/TBV Ratio	1.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.24%.

Return on Equity (ROE)	10.24%
Return on Assets (ROA)	1.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	302,361
Profits Per Employee	77,993
Employee Count	877
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:OSB has paid 23.37 million in taxes.

Income Tax	23.37M
Effective Tax Rate	25.47%

Stock Price Statistics

The stock price has increased by +7.95% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+7.95%
50-Day Moving Average	16.64
200-Day Moving Average	15.37
Relative Strength Index (RSI)	39.91
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.53

Income Statement

In the last 12 months, FRA:OSB had revenue of EUR 265.17 million and earned 68.40 million in profits. Earnings per share was 1.38.

Revenue	265.17M
Gross Profit	265.17M
Operating Income	99.50M
Pretax Income	91.77M
Net Income	68.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.38

Balance Sheet

The company has 105.63 million in cash and 288.66 million in debt, with a net cash position of -183.03 million.

Cash & Cash Equivalents	105.63M
Total Debt	288.66M
Net Cash	-183.03M
Net Cash Per Share	n/a
Equity (Book Value)	763.78M
Book Value Per Share	14.50
Working Capital	-4.86B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.52%
Pretax Margin	34.61%
Profit Margin	25.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.22, which amounts to a dividend yield of 1.44%.

Dividend Per Share	0.22
Dividend Yield	1.44%
Dividend Growth (YoY)	2.51%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-8.83%
Shareholder Yield	-7.39%
Earnings Yield	7.78%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2