Arbor Realty Trust Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	194.05	264.64	371.43	325.78	339.3	170.95
Depreciation & Amortization	99.79	77.27	69.22	55.06	63.34	59.83
Gain on Sale of Loans & Receivables	-2.32	-0.61	-2.54	26.88	-	-
Loss (Gain) From Sale of Investments	2.42	8.54	-6.76	-26.61	2.68	-
Asset Writedown & Restructuring Costs	8.84	8.5	14.74	44.5	32.74	16.76
Provision for Credit Losses	51.41	68.54	73.45	21.17	-21.11	61.11
Loss (Gain) on Equity Investments	6.72	11.36	3.26	2.35	-1.61	-31.58
Stock-Based Compensation	13.77	14.23	14.94	14.97	9.93	9.05
Net Decrease (Increase) in Loans Originated / Sold - Operating	8.15	114.09	-195.44	709.17	-43.43	-121.47
Change in Other Net Operating Assets	71.97	-69.56	-74.34	-43.98	-75.61	6.94
Other Operating Activities	-23.62	-31.68	-32.11	-29.66	-85.7	-116.79
Operating Cash Flow	436	461.52	235.86	1,100	216.85	55.17
Operating Cash Flow Growth	-11.38%	95.68%	-78.55%	407.11%	293.09%	-
Investment in Securities	12.68	-7.89	1.19	-0.37	-53.98	-18.67
Net Decrease (Increase) in Loans Originated / Sold - Investing	-507.33	1,181	1,998	-2,134	-6,711	-1,133
Other Investing Activities	0.35	-32.17	-119.85	-182.53	14.93	-14.16
Investing Cash Flow	-522.02	1,152	1,879	-2,317	-6,750	-1,157
Long-Term Debt Issued	-	9,490	9,243	14,736	20,595	14,000
Long-Term Debt Repaid	-	-11,559	-10,827	-13,267	-14,337	-12,804
Net Debt Issued (Repaid)	86.5	-2,068	-1,583	1,469	6,258	1,196
Issuance of Preferred Stock	-	-	-	77.52	556	-
Preferred Share Repurchases	-	-	-	-	-92.79	-
Issuance of Common Stock	80.55	10.03	193.66	408.74	514.59	183.59
Repurchase of Common Stock	-3.4	-15.97	-45.79	-8.19	-43.44	-28.13
Common Dividends Paid	-279.76	-325.44	-311.88	-	-	-141.8
Preferred Dividends Paid	-41.38	-41.38	-41.38	-	-	-7.56
Total Dividends Paid	-321.14	-366.82	-353.27	-321.74	-227.06	-149.37
Other Financing Activities	-77.59	-49.26	-37.21	-50.91	-77.67	-74.06
Financing Cash Flow	-235.08	-2,490	-1,826	1,574	6,888	1,128
Net Cash Flow	-321.1	-877.03	289.04	356.9	354.27	26.44
Cash Interest Paid	670.56	782.05	861.14	486.83	175.91	144.97
Cash Income Tax Paid	22.81	28.81	30.13	27.56	37.8	35.28

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.