FRA:PFZ0 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,474	3,342	2,143	1,146	4,019
Investment Securities	9,646	6,922	7,380	6,623	5,511
Trading Asset Securities	-	162.38	187.9	189.99	54.88
Mortgage-Backed Securities	-	1,962	947.39	971.58	1,920
Total Investments	9,646	9,047	8,515	7,784	7,486
Gross Loans	39,154	35,489	32,681	29,068	23,449
Allowance for Loan Losses	-441.54	-414.49	-353.06	-300.67	-263.23
Other Adjustments to Gross Loans	-	-3.7	-4.8	-26.1	-34.3
Net Loans	38,712	35,071	32,323	28,741	23,151
Property, Plant & Equipment	339.99	603.69	554.24	455.97	382.55
Goodwill	1,849	1,849	1,847	1,847	1,820
Other Intangible Assets	29.72	31.42	38.27	41.16	38.92
Loans Held for Sale	97.36	195.33	113.5	63.33	63.49
Accrued Interest Receivable	219.76	214.08	217.49	161.18	98.81
Restricted Cash	91.17	93.65	86.87	31.45	82.51
Long-Term Deferred Tax Assets	-	135.47	87.21	171.52	101.27
Other Real Estate Owned & Foreclosed	8.05	1.28	3.94	7.95	8.54
Other Long-Term Assets	3,239	2,005	2,030	1,519	1,218
Total Assets	57,706	52,589	47,960	41,970	38,469
Interest Bearing Deposits	38,350	33,061	30,633	23,848	20,240
Institutional Deposits	-	1,611	-	1,300	603.8
Non-Interest Bearing Deposits	9,047	8,170	7,907	9,813	10,461
Total Deposits	47,397	42,843	38,540	34,961	31,305
Short-Term Borrowings	316.45	314.9	279.63	291.39	232.58
Current Portion of Leases	-	38.62	-	-	-
Accrued Interest Payable	48.25	55.62	66.97	19.48	12.5
Federal Home Loan Bank Debt, Long-Term	1,778	1,874	2,138	464.44	888.68
Long-Term Leases	-	266.39	307.09	135.57	100.66
Trust Preferred Securities	426.7	425.82	424.94	424.06	423.17
Other Long-Term Liabilities	696.09	339.1	167.5	154.46	196.66
Total Liabilities	50,662	46,158	41,924	36,451	33,159
Preferred Stock, Redeemable	217.13	217.13	217.13	217.13	217.13
Common Stock	77.66	77.24	76.77	76.45	76.14
Additional Paid-In Capital	3,144	3,130	3,109	3,075	3,046
Retained Earnings	3,728	3,176	2,785	2,342	1,864
Comprehensive Income & Other	-122.97	-167.94	-152.53	-190.76	107.19
Total Common Equity	6,827	6,215	5,819	5,302	5,093
Shareholders' Equity	7,044	6,432	6,036	5,519	5,311
Total Liabilities & Equity	57,706	52,589	47,960	41,970	38,469
Total Debt	2,521	2,920	3,150	1,315	1,645
Net Cash (Debt)	1,049	651.25	-260.44	533.76	3,429
Net Cash Growth	61.05%	-	-	-84.43%	88.79%
Net Cash Per Share	13.50	8.44	-3.40	7.01	45.16
Filing Date Shares Outstanding	77.01	76.66	76.24	75.97	75.68
Total Common Shares Outstanding	77.01	76.54	76.06	75.78	75.53
Book Value Per Share	88.65	81.20	76.50	69.97	67.44
Tangible Book Value	4,948	4,334	3,933	3,414	3,235
Tangible Book Value Per Share	64.25	56.63	51.71	45.05	42.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.