FRA:PGV Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	101,526	113,731	135,580	84,293	71,010	52,808
Market Cap Growth	-27.49%	-16.11%	60.84%	18.71%	34.47%	11.62%
Enterprise Value	107,380	119,457	142,105	90,860	77,120	57,311
PE Ratio	10.54	11.81	16.59	24.11	109.19	18.07
PS Ratio	1.36	1.52	1.86	1.50	1.53	1.26
PB Ratio	3.93	4.40	5.49	4.60	4.78	3.29
P/FCF Ratio	-	-	9.46	8.97	11.57	7.99
P/OCF Ratio	-	-	9.28	8.75	11.08	7.74
EV/Sales Ratio	1.44	1.60	1.95	1.62	1.66	1.37
EV/EBITDA Ratio	8.54	9.47	13.05	18.40	48.57	13.68
EV/EBIT Ratio	8.72	9.67	13.38	19.42	59.25	14.72
EV/FCF Ratio	-	-	9.92	9.66	12.57	8.67
Debt / Equity Ratio	0.23	0.23	0.28	0.35	0.40	0.28
Debt / EBITDA Ratio	0.47	0.47	0.62	1.27	3.76	1.05
Debt / FCF Ratio	-	-	0.48	0.68	0.97	0.68
Net Debt / Equity Ratio	0.23	0.23	0.27	0.34	0.39	0.27
Net Debt / EBITDA Ratio	0.47	0.47	0.62	1.28	3.65	1.03
Net Debt / FCF Ratio	-	-	0.47	0.67	0.94	0.65
Quick Ratio	0.30	0.30	0.21	0.23	0.25	0.23
Current Ratio	0.34	0.34	0.29	0.32	0.38	0.35
Asset Turnover	0.77	0.77	0.78	0.76	0.68	0.71
Return on Equity (ROE)	40.45%	40.45%	36.98%	21.58%	4.23%	19.00%
Return on Assets (ROA)	7.92%	7.92%	7.07%	3.94%	1.19%	4.09%
Return on Invested Capital (ROIC)	28.98%	32.99%	28.99%	16.59%	4.78%	15.35%
Earnings Yield	9.49%	8.47%	6.04%	4.19%	0.95%	5.58%
FCF Yield	-	-	10.57%	11.15%	8.64%	12.52%
Dividend Yield	6.93%	6.50%	2.23%	0.79%	0.34%	2.01%
Payout Ratio	72.30%	-	8.04%	7.10%	36.15%	112.61%
Buyback Yield / Dilution	-0.07%	-0.07%	-0.03%	-0.07%	0.02%	0.08%
Total Shareholder Return	6.86%	6.44%	2.20%	0.73%	0.35%	2.09%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.