The Progressive Corporation (FRA:PGV)

FRA:PGV Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan 29, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	102,611	113,731	135,580	84,293	71,010	52,808
Market Cap Growth	-25.67%	-16.11%	60.84%	18.71%	34.47%	11.62%
Enterprise Value	108,416	119,457	142,105	90,860	77,120	57,311
PE Ratio	10.65	11.81	16.59	24.11	109.19	18.07
PS Ratio	1.37	1.52	1.86	1.50	1.53	1.26
PB Ratio	3.97	4.40	5.49	4.60	4.78	3.29
P/FCF Ratio	-	-	9.46	8.97	11.57	7.99
P/OCF Ratio	-	-	9.28	8.75	11.08	7.74
EV/Sales Ratio	1.47	1.60	1.95	1.62	1.66	1.37
EV/EBITDA Ratio	8.70	9.47	13.05	18.40	48.57	13.68
EV/EBIT Ratio	8.88	9.67	13.38	19.42	59.25	14.72
EV/FCF Ratio	-	-	9.92	9.66	12.57	8.67
Debt / Equity Ratio	0.23	0.23	0.28	0.35	0.40	0.28
Debt / EBITDA Ratio	0.47	0.47	0.62	1.27	3.76	1.05
Debt / FCF Ratio	-	-	0.48	0.68	0.97	0.68
Quick Ratio	0.30	0.30	0.21	0.23	0.25	0.23
Current Ratio	0.34	0.34	0.29	0.32	0.38	0.35
Asset Turnover	0.77	0.77	0.78	0.76	0.68	0.71
Return on Equity (ROE)	40.45%	40.45%	36.98%	21.58%	4.23%	19.00%
Return on Assets (ROA)	7.92%	7.92%	7.07%	3.94%	1.19%	4.09%
Return on Invested Capital (ROIC)	28.98%	32.99%	28.99%	16.59%	4.78%	15.35%
Earnings Yield	9.39%	8.47%	6.04%	4.19%	0.95%	5.58%
FCF Yield	-	-	10.57%	11.15%	8.64%	12.52%
Dividend Yield	6.81%	6.50%	2.23%	0.79%	0.34%	2.01%
Payout Ratio	-	-	8.04%	7.10%	36.15%	112.61%
Buyback Yield / Dilution	-0.07%	-0.07%	-0.03%	-0.07%	0.02%	0.08%
Total Shareholder Return	6.74%	6.44%	2.20%	0.73%	0.35%	2.09%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.