The Progressive Corporation (FRA:PGV)

FRA:PGV Statistics

Total Valuation

FRA:PGV has a market cap or net worth of EUR 102.61 billion. The enterprise value is 108.42 billion.

Market Cap	102.61B
Enterprise Value	108.42B

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Jan 2, 2026

Share Statistics

Current Share Class	586.10M
Shares Outstanding	n/a
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	86.71%
Float	583.90M

Valuation Ratios

The trailing PE ratio is 10.65 and the forward PE ratio is 12.91.

PE Ratio	10.65
Forward PE	12.91
PS Ratio	1.37
PB Ratio	3.97
P/TBV Ratio	3.97
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.26
EV / Sales	1.47
EV / EBITDA	8.70
EV / EBIT	8.88
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.23.

Current Ratio	0.34
Quick Ratio	0.30
Debt / Equity	0.23
Debt / EBITDA	0.47
Debt / FCF	n/a
Interest Coverage	52.16

Financial Efficiency

Return on equity (ROE) is 40.45% and return on invested capital (ROIC) is 28.98%.

Return on Equity (ROE)	40.45%
Return on Assets (ROA)	7.92%
Return on Invested Capital (ROIC)	28.98%
Return on Capital Employed (ROCE)	38.75%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.13M
Profits Per Employee	145,247
Employee Count	66,308
Asset Turnover	0.77
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PGV has paid 2.48 billion in taxes.

Income Tax	2.48B
Effective Tax Rate	20.49%

Stock Price Statistics

The stock price has decreased by -27.08% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-27.08%
50-Day Moving Average	187.45
200-Day Moving Average	209.53
Relative Strength Index (RSI)	39.19
Average Volume (20 Days)	56

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.96

Income Statement

In the last 12 months, FRA:PGV had revenue of EUR 74.64 billion and earned 9.63 billion in profits. Earnings per share was 16.38.

Revenue	74.64B
Gross Profit	13.84B
Operating Income	12.35B
Pretax Income	12.11B
Net Income	9.63B
EBITDA	12.61B
EBIT	12.35B
Earnings Per Share (EPS)	16.38

Balance Sheet

The company has 8.52 billion in cash and 5.87 billion in debt, with a net cash position of -5.87 billion.

Cash & Cash Equivalents	8.52B
Total Debt	5.87B
Net Cash	-5.87B
Net Cash Per Share	n/a
Equity (Book Value)	25.83B
Book Value Per Share	44.06
Working Capital	-47.84B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 18.55%, with operating and profit margins of 16.55% and 12.90%.

Gross Margin	18.55%
Operating Margin	16.55%
Pretax Margin	16.23%
Profit Margin	12.90%
EBITDA Margin	16.90%
EBIT Margin	16.55%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 11.84, which amounts to a dividend yield of 6.81%.

Dividend Per Share	11.84
Dividend Yield	6.81%
Dividend Growth (YoY)	149.55%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-0.07%
Shareholder Yield	6.74%
Earnings Yield	9.39%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2006. It was a forward split with a ratio of 4.

Last Split Date	May 19, 2006
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	3