The Progressive Corporation (FRA:PGV)

FRA:PGV Statistics

Total Valuation

FRA:PGV has a market cap or net worth of EUR 114.92 billion. The enterprise value is 120.70 billion.

Market Cap	114.92B
Enterprise Value	120.70B

Important Dates

The next estimated earnings date is Wednesday, December 17, 2025.

Earnings Date	Dec 17, 2025
Ex-Dividend Date	Oct 2, 2025

Share Statistics

Current Share Class	586.40M
Shares Outstanding	n/a
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	0.27%
Owned by Institutions (%)	87.38%
Float	584.15M

Valuation Ratios

The trailing PE ratio is 12.59 and the forward PE ratio is 13.70.

PE Ratio	12.59
Forward PE	13.70
PS Ratio	1.58
PB Ratio	3.80
P/TBV Ratio	3.80
P/FCF Ratio	7.91
P/OCF Ratio	7.76
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.88, with an EV/FCF ratio of 8.31.

EV / Earnings	13.22
EV / Sales	1.65
EV / EBITDA	9.88
EV / EBIT	10.18
EV / FCF	8.31

Financial Position

The company has a current ratio of 0.30, with a Debt / Equity ratio of 0.19.

Current Ratio	0.30
Quick Ratio	0.23
Debt / Equity	0.19
Debt / EBITDA	0.49
Debt / FCF	0.40
Interest Coverage	49.42

Financial Efficiency

Return on equity (ROE) is 34.22% and return on invested capital (ROIC) is 22.56%.

Return on Equity (ROE)	34.22%
Return on Assets (ROA)	7.60%
Return on Invested Capital (ROIC)	22.56%
Return on Capital Employed (ROCE)	32.16%
Revenue Per Employee	1.09M
Profits Per Employee	137,701
Employee Count	66,308
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PGV has paid 2.38 billion in taxes.

Income Tax	2.38B
Effective Tax Rate	20.69%

Stock Price Statistics

The stock price has decreased by -21.42% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-21.42%
50-Day Moving Average	195.05
200-Day Moving Average	223.52
Relative Strength Index (RSI)	61.75
Average Volume (20 Days)	51

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.79

Income Statement

In the last 12 months, FRA:PGV had revenue of EUR 72.59 billion and earned 9.13 billion in profits. Earnings per share was 15.53.

Revenue	72.59B
Gross Profit	13.00B
Operating Income	11.75B
Pretax Income	11.51B
Net Income	9.13B
EBITDA	12.01B
EBIT	11.75B
Earnings Per Share (EPS)	15.53

Balance Sheet

The company has 1.44 billion in cash and 5.88 billion in debt, giving a net cash position of -5.73 billion.

Cash & Cash Equivalents	1.44B
Total Debt	5.88B
Net Cash	-5.73B
Net Cash Per Share	n/a
Equity (Book Value)	30.21B
Book Value Per Share	51.55
Working Capital	-47.16B

Cash Flow

In the last 12 months, operating cash flow was 14.82 billion and capital expenditures -287.23 million, giving a free cash flow of 14.53 billion.

Operating Cash Flow	14.82B
Capital Expenditures	-287.23M
Free Cash Flow	14.53B
FCF Per Share	n/a

Margins

Gross margin is 17.91%, with operating and profit margins of 16.19% and 12.58%.

Gross Margin	17.91%
Operating Margin	16.19%
Pretax Margin	15.86%
Profit Margin	12.58%
EBITDA Margin	16.55%
EBIT Margin	16.19%
FCF Margin	20.02%

Dividends & Yields

This stock pays an annual dividend of 4.73, which amounts to a dividend yield of 2.38%.

Dividend Per Share	4.73
Dividend Yield	2.38%
Dividend Growth (YoY)	346.51%
Years of Dividend Growth	1
Payout Ratio	26.80%
Buyback Yield	-0.06%
Shareholder Yield	2.32%
Earnings Yield	7.95%
FCF Yield	12.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2006. It was a forward split with a ratio of 4.

Last Split Date	May 19, 2006
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	4