PRA Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Other Revenue	1,162	1,115	802.55	966.52	1,096	1,065
Revenue	1,162	1,115	802.55	966.52	1,096	1,065
Revenue Growth (YoY)	11.41%	38.87%	-16.96%	-11.79%	2.85%	4.75%
Gross Profit	1,162	1,115	802.55	966.52	1,096	1,065
Selling, General & Admin	740.33	707.22	631.05	614.7	644.4	649.82
Other Operating Expenses	58.79	56.78	52.4	50.78	61.08	47.43
Operating Expenses	810.79	774.79	696.82	680.72	720.74	715.71
Operating Income	350.89	339.73	105.73	285.8	375	349.7
Interest Expense	-259.18	-238.57	-194.67	-130.68	-125.23	-141.71
Interest & Investment Income	11.19	9.3	12.94	-	1.09	-
Currency Exchange Gain (Loss)	-0.08	-0.01	0.29	0.99	-0.81	2.01
Other Non Operating Income (Expenses)	-0.31	-0.85	-1.94	-1.33	-0.1	-0.07
EBT Excluding Unusual Items	102.51	109.61	-77.65	154.79	249.94	209.92
Gain (Loss) on Sale of Investments	38.4	-	-	-	0.39	-0.98
Asset Writedown	-	-	-5.24	-	-	-
Pretax Income	-271.7	109.61	-82.89	154.79	250.33	208.95
Income Tax Expense	54.7	21.03	-16.13	36.79	54.82	41.2
Earnings From Continuing Operations	-326.41	88.57	-66.75	118	195.51	167.74
Minority Interest in Earnings	-16.81	-17.97	-16.72	-0.85	-12.35	-18.4
Net Income	-343.21	70.6	-83.48	117.15	183.16	149.34
Net Income to Common	-343.21	70.6	-83.48	117.15	183.16	149.34
Net Income Growth	-	-	-	-36.04%	22.65%	73.33%
Shares Outstanding (Basic)	39	39	39	40	45	46
Shares Outstanding (Diluted)	39	40	39	40	45	46
Shares Change (YoY)	-0.20%	0.93%	-1.78%	-12.01%	-1.16%	0.62%
EPS (Basic)	-8.72	1.79	-2.13	2.96	4.07	3.28
EPS (Diluted)	-8.72	1.79	-2.13	2.94	4.04	3.26
EPS Growth	-	-	-	-27.23%	23.93%	72.49%
Free Cash Flow	-37.25	-98.64	-100.42	8.34	73.71	124.47
Free Cash Flow Per Share	-0.95	-2.50	-2.56	0.21	1.63	2.71
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	30.20%	30.48%	13.17%	29.57%	34.22%	32.82%
Profit Margin	-29.54%	6.33%	-10.40%	12.12%	16.72%	14.02%
Free Cash Flow Margin	-3.21%	-8.85%	-12.51%	0.86%	6.73%	11.68%
EBITDA	361.16	350.52	119.11	301.05	390.25	368.17
EBITDA Margin	31.09%	31.45%	14.84%	31.15%	35.62%	34.56%
D&A For EBITDA	10.27	10.79	13.38	15.24	15.26	18.47
EBIT	350.89	339.73	105.73	285.8	375	349.7
EBIT Margin	30.20%	30.48%	13.17%	29.57%	34.22%	32.82%
Effective Tax Rate	-	19.19%	-	23.77%	21.90%	19.72%
Revenue as Reported	1,162	1,115	802.55	966.52	1,096	1,065

Source: S&P Global Market Intelligence. Standard template. Financial Sources.