PRA Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	107.45	105.94	112.53	83.38	87.58	108.61
Trading Asset Securities	2.66	8.51	21.77	37.31	6.25	-
Cash & Short-Term Investments	110.12	114.45	134.3	120.68	93.84	108.61
Cash Growth	-27.07%	-14.78%	11.28%	28.61%	-13.61%	-9.56%
Accounts Receivable	4,572	4,141	3,657	3,295	3,428	3,515
Other Receivables	17.4	19.56	27.71	31.77	41.15	21.93
Receivables	4,590	4,160	3,684	3,327	3,469	3,537
Restricted Cash	3.37	1.49	1.16	1.38	1.49	12.43
Other Current Assets	0.79	2.21	1.01	0.49	3.53	3.51
Total Current Assets	4,704	4,278	3,821	3,449	3,568	3,661
Property, Plant & Equipment	53.25	61.67	82.33	106.15	111.23	111.31
Long-Term Investments	64.92	66.3	72.4	79.95	92.98	55.76
Goodwill	26.87	396.36	431.56	435.92	480.26	492.99
Long-Term Deferred Tax Assets	93.87	75.13	74.69	56.91	67.76	83.21
Other Long-Term Assets	56.46	53.23	43.59	47.41	45.73	48.53
Total Assets	4,999	4,931	4,525	4,176	4,366	4,453
Accounts Payable	-	-	-	7.33	3.82	5.29
Accrued Expenses	115.52	141.21	138.22	111.4	127.8	97.32
Current Portion of Long-Term Debt	-	10	-	-	-	-
Current Portion of Leases	7.2	9.19	-	-	-	-
Current Income Taxes Payable	48.78	28.58	17.91	25.69	19.28	29.69
Other Current Liabilities	141.2	163.57	124.37	132.11	135.72	135.15
Total Current Liabilities	312.7	352.56	280.5	276.53	286.62	267.46
Long-Term Debt	3,615	3,321	2,926	2,495	2,624	2,704
Long-Term Leases	23.98	27.25	50.3	59.38	61.19	57.35
Long-Term Deferred Tax Liabilities	17.66	16.81	17.05	42.92	36.63	40.87
Other Long-Term Liabilities	46.4	19.51	12.24	15.24	33.37	9.55
Total Liabilities	4,015	3,738	3,286	2,889	3,041	3,080
Common Stock	0.39	0.4	0.39	0.39	0.41	0.46
Additional Paid-In Capital	17.98	17.88	7.07	2.17	-	75.28
Retained Earnings	1,198	1,560	1,490	1,573	1,553	1,512
Comprehensive Income & Other	-288.36	-443.39	-329.9	-347.93	-266.91	-245.79
Total Common Equity	928.49	1,135	1,167	1,228	1,286	1,342
Minority Interest	55.48	58.58	72.26	59.09	38.49	31.61
Shareholders' Equity	983.97	1,194	1,239	1,287	1,325	1,374
Total Liabilities & Equity	4,999	4,931	4,525	4,176	4,366	4,453
Total Debt	3,646	3,368	2,976	2,554	2,685	2,762
Net Cash (Debt)	-3,536	-3,253	-2,842	-2,434	-2,591	-2,653
Net Cash Per Share	-89.84	-82.28	-72.54	-61.01	-57.16	-57.85
Filing Date Shares Outstanding	39.02	39.51	39.25	38.98	40.69	45.59
Total Common Shares Outstanding	39.08	39.51	39.25	38.98	41.01	45.59
Working Capital	4,391	3,926	3,540	3,173	3,282	3,394
Book Value Per Share	23.76	28.73	29.74	31.49	31.37	29.44
Tangible Book Value	901.62	738.68	735.55	791.74	806.08	848.93
Tangible Book Value Per Share	23.07	18.70	18.74	20.31	19.66	18.62
Land	-	1.41	1.41	1.41	1.41	1.41
Buildings	-	19.64	19.64	19.93	19.46	17.91
Machinery	-	42.62	51.23	58.26	60.79	56.86
Construction In Progress	-	0.85	0.99	0.93	3.13	3.55
Leasehold Improvements	-	18.08	18.71	22.49	17.61	17.4

Source: S&P Global Market Intelligence. Standard template. Financial Sources.