PRA Group, Inc. (FRA:POV1)

PRA Group Statistics

Total Valuation

PRA Group has a market cap or net worth of EUR 545.08 million. The enterprise value is 3.64 billion.

Market Cap	545.08M
Enterprise Value	3.64B

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	39.02M
Shares Outstanding	n/a
Shares Change (YoY)	-0.20%
Shares Change (QoQ)	-0.78%
Owned by Insiders (%)	2.07%
Owned by Institutions (%)	90.11%
Float	35.58M

Valuation Ratios

PE Ratio	n/a
Forward PE	6.96
PS Ratio	0.55
PB Ratio	0.65
P/TBV Ratio	0.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.22, with an EV/FCF ratio of -114.72.

EV / Earnings	-12.45
EV / Sales	3.64
EV / EBITDA	11.22
EV / EBIT	12.04
EV / FCF	-114.72

Financial Position

The company has a current ratio of 15.04, with a Debt / Equity ratio of 3.71.

Current Ratio	15.04
Quick Ratio	15.03
Debt / Equity	3.71
Debt / EBITDA	9.69
Debt / FCF	-97.88
Interest Coverage	1.35

Financial Efficiency

Return on equity (ROE) is -28.81% and return on invested capital (ROIC) is 4.74%.

Return on Equity (ROE)	-28.81%
Return on Assets (ROA)	4.41%
Return on Invested Capital (ROIC)	4.74%
Return on Capital Employed (ROCE)	7.49%
Revenue Per Employee	351,848
Profits Per Employee	-103,952
Employee Count	3,115
Asset Turnover	0.23
Inventory Turnover	n/a

Taxes

In the past 12 months, PRA Group has paid 46.62 million in taxes.

Income Tax	46.62M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -29.59% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-29.59%
50-Day Moving Average	12.74
200-Day Moving Average	14.34
Relative Strength Index (RSI)	57.01
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.59

Income Statement

In the last 12 months, PRA Group had revenue of EUR 990.10 million and -292.52 million in losses. Loss per share was -7.43.

Revenue	990.10M
Gross Profit	990.10M
Operating Income	299.06M
Pretax Income	-231.57M
Net Income	-292.52M
EBITDA	307.82M
EBIT	299.06M
Loss Per Share	-7.43

Balance Sheet

The company has 93.85 million in cash and 3.11 billion in debt, giving a net cash position of -3.01 billion.

Cash & Cash Equivalents	93.85M
Total Debt	3.11B
Net Cash	-3.01B
Net Cash Per Share	n/a
Equity (Book Value)	838.64M
Book Value Per Share	20.25
Working Capital	3.74B

Cash Flow

In the last 12 months, operating cash flow was -27.86 million and capital expenditures -3.88 million, giving a free cash flow of -31.75 million.

Operating Cash Flow	-27.86M
Capital Expenditures	-3.88M
Free Cash Flow	-31.75M
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 30.21% and -29.54%.

Gross Margin	100.00%
Operating Margin	30.21%
Pretax Margin	-23.39%
Profit Margin	-29.54%
EBITDA Margin	31.09%
EBIT Margin	30.21%
FCF Margin	n/a

Dividends & Yields

PRA Group does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.20%
Shareholder Yield	0.20%
Earnings Yield	-53.67%
FCF Yield	-5.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

PRA Group has an Altman Z-Score of 1.96 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.96
Piotroski F-Score	4