FRA:RAW Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	34,074	43,213	53,663	38,291
Investment Securities	-	35,973	30,102	23,240	22,054
Trading Asset Securities	-	6,263	6,532	7,031	4,325
Total Investments	-	42,236	36,634	30,271	26,379
Gross Loans	-	120,827	117,528	122,377	120,367
Allowance for Loan Losses	-	-2,758	-2,889	-2,973	-2,559
Other Adjustments to Gross Loans	-	-462	-493	-456	-359
Net Loans	-	117,607	114,146	118,948	117,449
Property, Plant & Equipment	-	1,297	1,260	1,295	1,334
Goodwill	-	38	38	38	101
Other Intangible Assets	-	965	932	865	832
Investments in Real Estate	-	386	412	389	306
Other Receivables	-	130	69	100	73
Restricted Cash	-	797	21	20	266
Other Current Assets	-	1,012	555	542	6,411
Long-Term Deferred Tax Assets	-	216	218	269	152
Other Long-Term Assets	-	1,093	743	657	507
Total Assets	-	199,851	198,241	207,057	192,101
Accrued Expenses	-	340	349	344	235
Interest Bearing Deposits	-	43,054	44,462	48,915	46,687
Non-Interest Bearing Deposits	-	93,147	97,724	107,238	101,386
Total Deposits	-	136,201	142,186	156,153	148,073
Short-Term Borrowings	-	8,514	7,642	8,226	3,875
Current Portion of Leases	-	81	83	298	300
Current Income Taxes Payable	-	217	242	181	87
Other Current Liabilities	-	6,272	5,084	3,651	8,808
Long-Term Debt	-	21,704	18,447	15,003	11,993
Long-Term Leases	-	283	288	96	115
Long-Term Unearned Revenue	-	571	564	509	509
Pension & Post-Retirement Benefits	-	209	229	220	252
Long-Term Deferred Tax Liabilities	-	53	43	36	46
Other Long-Term Liabilities	-	5,066	3,234	3,576	2,333
Total Liabilities	-	179,511	178,391	188,293	176,626
Common Stock	-	1,002	1,002	1,002	1,002
Retained Earnings	-	16,213	15,600	13,637	10,121
Comprehensive Income & Other	-	1,865	2,017	2,998	3,342
Total Common Equity	20,759	19,080	18,619	17,637	14,465
Minority Interest	-	1,260	1,231	1,127	1,010
Shareholders' Equity	22,091	20,340	19,850	18,764	15,475
Total Liabilities & Equity	-	199,851	198,241	207,057	192,101
Total Debt	29,830	30,582	26,460	23,623	16,283
Net Cash (Debt)	11,817	9,755	23,285	37,071	26,333
Net Cash Growth	21.14%	-58.11%	-37.19%	40.78%	11.67%
Net Cash Per Share	32.93	29.74	70.99	112.68	80.04
Filing Date Shares Outstanding	451.6	328.41	328.37	328.43	328.62
Total Common Shares Outstanding	328.34	328.41	328.37	328.43	328.62
Book Value Per Share	57.36	52.67	51.80	48.80	39.08
Tangible Book Value	19,715	18,077	17,649	16,734	13,532
Tangible Book Value Per Share	54.18	49.62	48.84	46.05	36.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.