FRA:SBG1 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	388.55	476.61	447.18	201.94	737.73
Investment Securities	14.42	336.61	392.84	378.16	342.15
Trading Asset Securities	-	0.44	2.68	0	0.29
Mortgage-Backed Securities	5,751	2,542	2,143	2,252	1,950
Total Investments	5,765	2,879	2,538	2,631	2,293
Gross Loans	12,628	10,300	10,063	8,145	5,925
Allowance for Loan Losses	-178.8	-138.06	-148.93	-113.9	-83.32
Net Loans	12,449	10,162	9,914	8,031	5,842
Property, Plant & Equipment	160.14	148.49	160.08	164.39	107.66
Goodwill	1,035	732.42	732.42	480.32	252.15
Other Intangible Assets	195.7	70.02	93.95	71.29	13
Loans Held for Sale	16.3	17.28	4.39	3.15	31.79
Accrued Interest Receivable	-	48.3	48.4	36.5	19.1
Long-Term Deferred Tax Assets	66.58	102.99	113.23	94.46	27.32
Other Real Estate Owned & Foreclosed	4.25	6.42	7.56	2.3	13.62
Other Long-Term Assets	761.73	455.69	452.85	429.98	344.78
Total Assets	20,842	15,176	14,580	12,146	9,681
Interest Bearing Deposits	12,358	8,340	7,682	5,761	4,842
Institutional Deposits	-	549.93	550.26	149.48	150.34
Non-Interest Bearing Deposits	3,898	3,352	3,545	4,071	3,076
Total Deposits	16,256	12,242	11,777	9,982	8,068
Short-Term Borrowings	389	232.19	374.65	172.03	121.57
Current Portion of Leases	-	10.21	-	-	-
Federal Home Loan Bank Debt, Long-Term	835	245	50	150	-
Long-Term Leases	-	34.51	50.55	50.77	38.33
Trust Preferred Securities	112.76	106.97	106.3	84.53	71.65
Other Long-Term Liabilities	193.44	121.76	113.73	99.06	71.57
Total Liabilities	17,787	12,993	12,472	10,538	8,371
Preferred Stock, Non-Redeemable	343.13	-	-	-	-
Total Preferred Equity	343.13	-	-	-	-
Common Stock	9.87	8.63	8.49	7.16	5.85
Additional Paid-In Capital	2,198	1,825	1,809	1,378	963.85
Retained Earnings	603.79	526.64	467.31	423.86	358.6
Treasury Stock	-21.36	-19.1	-16.71	-13.02	-10.57
Comprehensive Income & Other	-77.2	-157.87	-159.88	-188.03	-6.99
Total Common Equity	2,713	2,183	2,108	1,608	1,311
Shareholders' Equity	3,056	2,183	2,108	1,608	1,311
Total Liabilities & Equity	20,842	15,176	14,580	12,146	9,681
Total Debt	1,337	628.88	581.5	457.33	231.54
Net Cash (Debt)	-933.8	-148.62	-125.78	-252.15	506.48
Net Cash Growth	-	-	-	-	172.43%
Net Cash Per Share	-10.48	-1.75	-1.49	-3.92	8.87
Filing Date Shares Outstanding	96.85	84.65	84.13	83.51	60.39
Total Common Shares Outstanding	96.85	84.61	84.1	71.08	58.11
Book Value Per Share	28.01	25.80	25.07	22.62	22.56
Tangible Book Value	1,482	1,381	1,282	1,056	1,046
Tangible Book Value Per Share	15.30	16.32	15.24	14.86	17.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.