Sampo Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	-	-	-	12,815	-	12,905
Investments in Equity & Preferred Securities	4	4	12	1,597	777	9,495
Other Investments	-	629	452	1,652	23,321	-
Total Investments	15,986	16,068	15,731	19,275	24,666	29,614
Cash & Equivalents	1,492	896	1,353	3,013	4,632	2,161
Reinsurance Recoverable	2,446	2,792	2,374	1,843	2,380	1,930
Other Receivables	638	388	375	703	2,195	2,845
Deferred Policy Acquisition Cost	-	-	-	-	185	147
Separate Account Assets	-	-	-	9,930	19,711	14,837
Property, Plant & Equipment	276	284	318	355	375	371
Goodwill	-	2,491	2,469	2,386	2,490	2,424
Other Intangible Assets	3,510	1,146	1,168	1,108	1,304	1,337
Restricted Cash	-	66	62	60	187	359
Other Current Assets	20	34	43	184	2,430	68
Long-Term Deferred Tax Assets	1	2	3	11	39	49
Other Long-Term Assets	1,162	311	329	344	467	387
Total Assets	25,531	24,478	24,225	39,212	61,061	56,529
Accrued Expenses	-	50	50	9	225	207
Insurance & Annuity Liabilities	2,237	2,053	1,936	7,065	314	355
Unpaid Claims	10,723	10,409	10,007	9,397	12,540	12,080
Unearned Premiums	-	-	-	-	7,829	7,876
Reinsurance Payable	-	126	69	10	293	196
Current Portion of Leases	-	27	27	26	24	25
Short-Term Debt	-	69	58	48	49	91
Current Income Taxes Payable	-	14	2	20	100	199
Long-Term Debt	2,621	2,949	2,798	3,385	4,224	4,909
Long-Term Leases	-	107	133	171	182	167
Long-Term Deferred Tax Liabilities	556	535	567	666	855	717
Separate Account Liability	-	-	-	7,103	19,550	16,285
Other Current Liabilities	77	19	58	7	473	93
Other Long-Term Liabilities	1,646	1,061	833	1,127	913	973
Total Liabilities	17,860	17,419	16,538	29,034	47,597	44,271
Common Stock	98	98	98	98	98	98
Retained Earnings	4,537	4,180	6,382	8,486	9,956	9,286
Comprehensive Income & Other	3,036	2,781	783	1,034	2,734	2,034
Total Common Equity	7,671	7,059	7,263	9,618	12,788	11,418
Minority Interest	-	-	424	560	676	840
Shareholders' Equity	7,671	7,059	7,687	10,178	13,464	12,258
Total Liabilities & Equity	25,531	24,478	24,225	39,212	61,061	56,529
Filing Date Shares Outstanding	2,678	2,691	2,509	2,572	2,734	2,777
Total Common Shares Outstanding	2,678	2,691	2,509	2,572	2,734	2,777
Total Debt	2,621	3,152	3,016	3,630	4,479	5,192
Net Cash (Debt)	-1,129	-2,256	-1,663	-617	153	-3,031
Net Cash Per Share	-0.42	-0.88	-0.66	-0.23	0.06	-1.09
Book Value Per Share	2.86	2.62	2.89	3.74	4.68	4.11
Tangible Book Value	4,161	3,422	3,626	6,124	8,994	7,657
Tangible Book Value Per Share	1.55	1.27	1.45	2.38	3.29	2.76
Land	-	108	114	120	127	131
Machinery	-	197	182	163	162	156

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.