Sampo Oyj Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,641	1,154	1,323	2,107	2,567	37
Depreciation & Amortization	232	180	158	170	187	122
Gain (Loss) on Sale of Investments	-140	-58	-280	217	-450	-241
Change in Income Taxes	-	-	-	-	-350	-311
Change in Other Net Operating Assets	-245	-194	-314	12,837	-2,238	-919
Other Operating Activities	591	472	642	-16,417	2,726	2,250
Operating Cash Flow	1,788	1,327	970	33	1,185	809
Operating Cash Flow Growth	103.18%	36.80%	2839.39%	-97.21%	46.48%	-47.12%
Capital Expenditures	-154	-142	-	-	-	-160
Sale of Property, Plant & Equipment	14	17	5	8	31	-
Cash Acquisitions	-	-	-247	-7	-936	-1,103
Investment in Securities	-	-	-	2,451	4,182	1,174
Other Investing Activities	-	-	-1	-1	-	1
Investing Cash Flow	-140	-125	-223	2,970	3,277	-88
Long-Term Debt Issued	-	194	142	62	147	1,191
Total Debt Repaid	-523	-50	-473	-920	-853	-1,199
Net Debt Issued (Repaid)	-67	144	-331	-858	-706	-8
Repurchases of Common Stock	-295	-475	-555	-1,444	-380	-
Common Dividends Paid	-915	-903	-1,321	-1,120	-944	-833
Other Financing Activities	-357	-426	-200	-216	-136	-51
Financing Cash Flow	-1,634	-1,660	-2,407	-4,704	-2,166	-892
Foreign Exchange Rate Adjustments	-16	5	3	-44	3	14
Miscellaneous Cash Flow Adjustments	-	-	-	-	-	-1
Net Cash Flow	-2	-453	-1,657	-1,745	2,299	-158
Free Cash Flow	1,634	1,185	970	33	1,185	649
Free Cash Flow Growth	102.98%	22.17%	2839.39%	-97.21%	82.59%	-55.73%
Free Cash Flow Margin	15.77%	12.49%	11.73%	0.38%	8.36%	7.43%
Free Cash Flow Per Share	0.61	0.46	0.38	0.01	0.43	0.23
Cash Interest Paid	91	91	132	190	158	128
Cash Income Tax Paid	369	331	277	290	350	311
Levered Free Cash Flow	1,371	896.25	-10,811	-8,866	6,508	83.38
Unlevered Free Cash Flow	1,406	941.88	-10,752	-8,808	6,600	153.38
Change in Working Capital	-245	-194	-314	12,837	-2,588	-1,230

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.