Kemper Corporation (FRA:UI2)

Kemper Statistics

Total Valuation

Kemper has a market cap or net worth of EUR 2.05 billion. The enterprise value is 3.26 billion.

Market Cap	2.05B
Enterprise Value	3.26B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Nov 17, 2025

Share Statistics

Current Share Class	58.55M
Shares Outstanding	n/a
Shares Change (YoY)	-1.16%
Shares Change (QoQ)	-4.83%
Owned by Insiders (%)	5.19%
Owned by Institutions (%)	90.98%
Float	55.46M

Valuation Ratios

The trailing PE ratio is 9.66 and the forward PE ratio is 8.23.

PE Ratio	9.66
Forward PE	8.23
PS Ratio	0.50
PB Ratio	0.88
P/TBV Ratio	1.62
P/FCF Ratio	4.34
P/OCF Ratio	4.11
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.39, with an EV/FCF ratio of 6.93.

EV / Earnings	15.40
EV / Sales	0.78
EV / EBITDA	8.39
EV / EBIT	10.03
EV / FCF	6.93

Financial Position

The company has a current ratio of 0.91, with a Debt / Equity ratio of 0.56.

Current Ratio	0.91
Quick Ratio	0.87
Debt / Equity	0.56
Debt / EBITDA	3.39
Debt / FCF	2.77
Interest Coverage	8.58

Financial Efficiency

Return on equity (ROE) is 8.68% and return on invested capital (ROIC) is 5.26%.

Return on Equity (ROE)	8.68%
Return on Assets (ROA)	1.87%
Return on Invested Capital (ROIC)	5.26%
Return on Capital Employed (ROCE)	3.61%
Revenue Per Employee	558,084
Profits Per Employee	28,644
Employee Count	7,400
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, Kemper has paid 47.05 million in taxes.

Income Tax	47.05M
Effective Tax Rate	18.81%

Stock Price Statistics

The stock price has decreased by -47.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-47.56%
50-Day Moving Average	38.65
200-Day Moving Average	49.70
Relative Strength Index (RSI)	49.62
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.62

Income Statement

In the last 12 months, Kemper had revenue of EUR 4.13 billion and earned 211.97 million in profits. Earnings per share was 3.31.

Revenue	4.13B
Gross Profit	1.35B
Operating Income	322.43M
Pretax Income	250.15M
Net Income	211.97M
EBITDA	367.09M
EBIT	322.43M
Earnings Per Share (EPS)	3.31

Balance Sheet

The company has 422.83 million in cash and 1.31 billion in debt, giving a net cash position of -1.21 billion.

Cash & Cash Equivalents	422.83M
Total Debt	1.31B
Net Cash	-1.21B
Net Cash Per Share	n/a
Equity (Book Value)	2.32B
Book Value Per Share	38.68
Working Capital	-155.29M

Cash Flow

In the last 12 months, operating cash flow was 498.25 million and capital expenditures -26.85 million, giving a free cash flow of 471.41 million.

Operating Cash Flow	498.25M
Capital Expenditures	-26.85M
Free Cash Flow	471.41M
FCF Per Share	n/a

Margins

Gross margin is 32.63%, with operating and profit margins of 7.81% and 5.13%.

Gross Margin	32.63%
Operating Margin	7.81%
Pretax Margin	6.06%
Profit Margin	5.13%
EBITDA Margin	8.89%
EBIT Margin	7.81%
FCF Margin	11.41%

Dividends & Yields

This stock pays an annual dividend of 1.14, which amounts to a dividend yield of 3.22%.

Dividend Per Share	1.14
Dividend Yield	3.22%
Dividend Growth (YoY)	-0.91%
Years of Dividend Growth	1
Payout Ratio	32.45%
Buyback Yield	1.16%
Shareholder Yield	4.39%
Earnings Yield	10.35%
FCF Yield	23.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6