Kemper Corporation (FRA:UI2)

Kemper Statistics

Total Valuation

Kemper has a market cap or net worth of EUR 1.61 billion. The enterprise value is 2.77 billion.

Market Cap	1.61B
Enterprise Value	2.77B

Important Dates

The last earnings date was Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Feb 17, 2026

Share Statistics

Current Share Class	58.71M
Shares Outstanding	n/a
Shares Change (YoY)	-3.35%
Shares Change (QoQ)	-4.35%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	57.97M

Valuation Ratios

The trailing PE ratio is 13.20 and the forward PE ratio is 8.29.

PE Ratio	13.20
Forward PE	8.29
PS Ratio	0.39
PB Ratio	0.71
P/TBV Ratio	1.62
P/FCF Ratio	3.41
P/OCF Ratio	3.24
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.80, with an EV/FCF ratio of 5.87.

EV / Earnings	22.69
EV / Sales	0.68
EV / EBITDA	9.80
EV / EBIT	13.75
EV / FCF	5.87

Financial Position

The company has a current ratio of 0.46, with a Debt / Equity ratio of 0.56.

Current Ratio	0.46
Quick Ratio	0.43
Debt / Equity	0.56
Debt / EBITDA	4.52
Debt / FCF	2.71
Interest Coverage	6.16

Financial Efficiency

Return on equity (ROE) is 4.86% and return on invested capital (ROIC) is 4.65%.

Return on Equity (ROE)	4.86%
Return on Assets (ROA)	1.18%
Return on Invested Capital (ROIC)	4.65%
Return on Capital Employed (ROCE)	2.67%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	555,019
Profits Per Employee	16,605
Employee Count	7,350
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, Kemper has paid 23.93 million in taxes.

Income Tax	23.93M
Effective Tax Rate	17.49%

Stock Price Statistics

The stock price has decreased by -57.76% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-57.76%
50-Day Moving Average	31.57
200-Day Moving Average	42.61
Relative Strength Index (RSI)	29.29
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.69

Income Statement

In the last 12 months, Kemper had revenue of EUR 4.08 billion and earned 122.05 million in profits. Earnings per share was 1.95.

Revenue	4.08B
Gross Profit	1.20B
Operating Income	202.02M
Pretax Income	136.87M
Net Income	122.05M
EBITDA	265.30M
EBIT	202.02M
Earnings Per Share (EPS)	1.95

Balance Sheet

The company has 386.59 million in cash and 1.28 billion in debt, with a net cash position of -1.17 billion.

Cash & Cash Equivalents	386.59M
Total Debt	1.28B
Net Cash	-1.17B
Net Cash Per Share	n/a
Equity (Book Value)	2.27B
Book Value Per Share	38.93
Working Capital	-1.66B

Cash Flow

In the last 12 months, operating cash flow was 497.82 million and capital expenditures -26.06 million, giving a free cash flow of 471.76 million.

Operating Cash Flow	497.82M
Capital Expenditures	-26.06M
Free Cash Flow	471.76M
FCF Per Share	n/a

Margins

Gross margin is 29.53%, with operating and profit margins of 4.95% and 2.99%.

Gross Margin	29.53%
Operating Margin	4.95%
Pretax Margin	3.36%
Profit Margin	2.99%
EBITDA Margin	6.50%
EBIT Margin	4.95%
FCF Margin	11.56%

Dividends & Yields

This stock pays an annual dividend of 1.11, which amounts to a dividend yield of 4.19%.

Dividend Per Share	1.11
Dividend Yield	4.19%
Dividend Growth (YoY)	-5.40%
Years of Dividend Growth	n/a
Payout Ratio	55.55%
Buyback Yield	3.35%
Shareholder Yield	7.54%
Earnings Yield	7.58%
FCF Yield	29.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6