Alpha Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	396	459	493	13,316	12,086	7,751
Investment Securities	19,081	19,151	16,380	13,955	12,077	10,727
Trading Asset Securities	597	681	760	2,146	946.44	1,297
Total Investments	19,678	19,832	17,140	16,102	13,023	12,024
Gross Loans	42,315	39,651	37,003	39,909	39,027	48,562
Allowance for Loan Losses	-648	-601	-842	-1,095	-2,077	-9,080
Other Adjustments to Gross Loans	-	-	-	-29.22	-52.18	-59.16
Net Loans	41,667	39,050	36,161	38,784	36,897	39,423
Property, Plant & Equipment	553	534	501	529.23	737.81	796.33
Goodwill	-	-	-	-	-	59.66
Other Intangible Assets	428	438	467	474.68	478.18	539.59
Investments in Real Estate	339	290	301	244.9	425.43	569.52
Accrued Interest Receivable	-	-	-	-	-	6.33
Other Receivables	100	593	673	32.59	6.63	-
Restricted Cash	3,057	2,539	3,726	237.21	268.53	208.38
Other Current Assets	1,596	2,276	6,833	2,492	3,364	2,662
Long-Term Deferred Tax Assets	4,898	4,815	4,978	5,233	5,428	5,279
Other Real Estate Owned & Foreclosed	-	-	-	284.43	393.23	418.01
Other Long-Term Assets	1,803	1,249	1,148	281.64	248.37	304.56
Total Assets	74,515	72,075	72,421	78,011	73,356	70,040
Accrued Expenses	-	168	138	143.24	140.55	130.84
Interest Bearing Deposits	29,791	31,188	32,044	38,536	37,695	38,188
Non-Interest Bearing Deposits	25,614	22,747	21,648	24,698	22,278	17,543
Total Deposits	55,405	53,935	53,692	63,234	59,974	55,730
Short-Term Borrowings	3,974	3,563	1,596	2,337	1,596	2,295
Current Portion of Long-Term Debt	-	132	400	542.14	1.67	-
Current Income Taxes Payable	9	69	4	5.79	37.34	53.85
Other Current Liabilities	1,657	1,663	5,382	857.6	174.02	115.11
Long-Term Debt	3,497	3,426	2,936	2,848	3,089	1,789
Long-Term Leases	-	124	110	110.84	139.31	164.64
Long-Term Unearned Revenue	-	23	18	17.48	7.77	8.28
Pension & Post-Retirement Benefits	24	24	24	23.88	29.45	43.74
Long-Term Deferred Tax Liabilities	-	-	-	-	-	32.38
Other Long-Term Liabilities	1,186	741	773	1,607	2,064	1,308
Total Liabilities	65,773	63,886	65,098	71,748	67,276	61,671
Common Stock	671	682	682	680.98	703.79	463.11
Additional Paid-In Capital	5,909	4,784	4,783	5,259	5,258	10,801
Retained Earnings	2,625	2,272	1,729	361.89	-5,823	-2,891
Treasury Stock	-23	-61	-11	-1.3	-	-
Comprehensive Income & Other	-459	496	122	-55.74	5,912	-33.4
Total Common Equity	8,723	8,173	7,305	6,245	6,050	8,340
Minority Interest	19	16	18	18.37	29.43	29.38
Shareholders' Equity	8,742	8,189	7,323	6,263	6,080	8,370
Total Liabilities & Equity	74,515	72,075	72,421	78,011	73,356	70,040
Total Debt	7,471	7,245	5,042	5,838	4,826	4,248
Net Cash (Debt)	-5,029	-5,120	-3,527	10,011	9,574	5,445
Net Cash Growth	-	-	-	4.56%	75.85%	-
Net Cash Per Share	-2.23	-2.21	-1.50	4.26	4.96	3.53
Filing Date Shares Outstanding	2,309	2,314	2,344	2,348	2,347	1,544
Total Common Shares Outstanding	2,309	2,314	2,344	2,348	2,347	1,544
Book Value Per Share	3.78	3.53	3.12	2.66	2.57	5.39
Tangible Book Value	8,295	7,735	6,838	5,770	5,572	7,741
Tangible Book Value Per Share	3.59	3.34	2.92	2.46	2.37	5.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.