Germany
· Delayed Price · Currency is EUR UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of EUR 7.05 billion.
| Market Cap | 7.05B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, July 29, 2025.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | Jun 10, 2025 |
Share Statistics
| Current Share Class | 75.92M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +9.00% |
| Shares Change (QoQ) | +33.18% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 72.80M |
Valuation Ratios
The trailing PE ratio is 18.57 and the forward PE ratio is 10.60.
| PE Ratio | 18.57 |
| Forward PE | 10.60 |
| PS Ratio | 4.60 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.78 |
| P/FCF Ratio | 15.19 |
| P/OCF Ratio | 14.32 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.33%.
| Return on Equity (ROE) | 8.33% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 414,593 |
| Profits Per Employee | 102,654 |
| Employee Count | 3,698 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid 81.54 million in taxes.
| Income Tax | 81.54M |
| Effective Tax Rate | 17.61% |
Stock Price Statistics
The stock price has increased by +23.33% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +23.33% |
| 50-Day Moving Average | 90.27 |
| 200-Day Moving Average | 99.71 |
| Relative Strength Index (RSI) | 61.11 |
| Average Volume (20 Days) | 35 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.18 |
Income Statement
In the last 12 months, UMB Financial had revenue of EUR 1.53 billion and earned 379.61 million in profits. Earnings per share was 7.13.
| Revenue | 1.53B |
| Gross Profit | 1.53B |
| Operating Income | 503.70M |
| Pretax Income | 463.02M |
| Net Income | 379.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 7.13 |
Balance Sheet
The company has 1.85 billion in cash and 3.11 billion in debt, giving a net cash position of -1.26 billion.
| Cash & Cash Equivalents | 1.85B |
| Total Debt | 3.11B |
| Net Cash | -1.26B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 6.24B |
| Book Value Per Share | 80.89 |
| Working Capital | -45.74B |
Cash Flow
In the last 12 months, operating cash flow was 492.36 million and capital expenditures -28.36 million, giving a free cash flow of 464.00 million.
| Operating Cash Flow | 492.36M |
| Capital Expenditures | -28.36M |
| Free Cash Flow | 464.00M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.85% |
| Pretax Margin | 30.20% |
| Profit Margin | 24.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.26% |
Dividends & Yields
This stock pays an annual dividend of 1.45, which amounts to a dividend yield of 1.57%.
| Dividend Per Share | 1.45 |
| Dividend Yield | 1.57% |
| Dividend Growth (YoY) | 1.10% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 21.40% |
| Buyback Yield | -9.00% |
| Shareholder Yield | -7.43% |
| Earnings Yield | 5.38% |
| FCF Yield | 6.58% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |