Germany · Delayed Price · Currency is EUR UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of EUR 7.27 billion.
| Market Cap | 7.27B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, October 28, 2025.
| Earnings Date | Oct 28, 2025 |
| Ex-Dividend Date | Sep 10, 2025 |
Share Statistics
| Current Share Class | 75.93M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +22.80% |
| Shares Change (QoQ) | +16.41% |
| Owned by Insiders (%) | 3.01% |
| Owned by Institutions (%) | 86.85% |
| Float | 72.88M |
Valuation Ratios
The trailing PE ratio is 16.29 and the forward PE ratio is 10.33.
| PE Ratio | 16.29 |
| Forward PE | 10.33 |
| PS Ratio | 4.38 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.88 |
| P/FCF Ratio | 12.88 |
| P/OCF Ratio | 12.11 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.05%.
| Return on Equity (ROE) | 10.05% |
| Return on Assets (ROA) | 0.91% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 448,857 |
| Profits Per Employee | 120,735 |
| Employee Count | 3,698 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid 102.36 million in taxes.
| Income Tax | 102.36M |
| Effective Tax Rate | 18.53% |
Stock Price Statistics
The stock price has decreased by -3.05% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -3.05% |
| 50-Day Moving Average | 101.10 |
| 200-Day Moving Average | 96.65 |
| Relative Strength Index (RSI) | 41.63 |
| Average Volume (20 Days) | 9 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.55 |
Income Statement
In the last 12 months, UMB Financial had revenue of EUR 1.66 billion and earned 446.48 million in profits. Earnings per share was 7.44.
| Revenue | 1.66B |
| Gross Profit | 1.66B |
| Operating Income | 615.29M |
| Pretax Income | 552.27M |
| Net Income | 446.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 7.44 |
Balance Sheet
The company has 1.93 billion in cash and 3.18 billion in debt, giving a net cash position of -1.25 billion.
| Cash & Cash Equivalents | 1.93B |
| Total Debt | 3.18B |
| Net Cash | -1.25B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 6.20B |
| Book Value Per Share | 77.17 |
| Working Capital | -43.27B |
Cash Flow
In the last 12 months, operating cash flow was 600.46 million and capital expenditures -35.85 million, giving a free cash flow of 564.62 million.
| Operating Cash Flow | 600.46M |
| Capital Expenditures | -35.85M |
| Free Cash Flow | 564.62M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.07% |
| Pretax Margin | 33.27% |
| Profit Margin | 27.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.02% |
Dividends & Yields
This stock pays an annual dividend of 1.44, which amounts to a dividend yield of 1.51%.
| Dividend Per Share | 1.44 |
| Dividend Yield | 1.51% |
| Dividend Growth (YoY) | 0.41% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 19.13% |
| Buyback Yield | -22.80% |
| Shareholder Yield | -21.29% |
| Earnings Yield | 6.14% |
| FCF Yield | 7.76% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |