UMB Financial Corporation (FRA:UMB)

UMB Financial Statistics

Total Valuation

UMB Financial has a market cap or net worth of EUR 8.13 billion.

Market Cap	8.13B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Dec 10, 2025

Share Statistics

Current Share Class	75.96M
Shares Outstanding	n/a
Shares Change (YoY)	+50.17%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	2.98%
Owned by Institutions (%)	88.15%
Float	72.93M

Valuation Ratios

The trailing PE ratio is 13.94 and the forward PE ratio is 10.56.

PE Ratio	13.94
Forward PE	10.56
PS Ratio	3.82
PB Ratio	1.24
P/TBV Ratio	1.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.59%.

Return on Equity (ROE)	12.59%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	575,267
Profits Per Employee	157,677
Employee Count	3,698
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, UMB Financial has paid 146.97 million in taxes.

Income Tax	146.97M
Effective Tax Rate	19.72%

Stock Price Statistics

The stock price has decreased by -8.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-8.55%
50-Day Moving Average	99.99
200-Day Moving Average	96.03
Relative Strength Index (RSI)	60.26
Average Volume (20 Days)	3

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	5.73

Income Statement

In the last 12 months, UMB Financial had revenue of EUR 2.13 billion and earned 583.09 million in profits. Earnings per share was 7.91.

Revenue	2.13B
Gross Profit	2.13B
Operating Income	849.34M
Pretax Income	745.20M
Net Income	583.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.91

Balance Sheet

The company has 8.06 billion in cash and 3.24 billion in debt, with a net cash position of 4.82 billion.

Cash & Cash Equivalents	8.06B
Total Debt	3.24B
Net Cash	4.82B
Net Cash Per Share	n/a
Equity (Book Value)	6.55B
Book Value Per Share	82.97
Working Capital	-46.50B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.92%
Pretax Margin	35.03%
Profit Margin	28.12%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.43, which amounts to a dividend yield of 1.34%.

Dividend Per Share	1.43
Dividend Yield	1.34%
Dividend Growth (YoY)	-1.34%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-50.17%
Shareholder Yield	-48.84%
Earnings Yield	7.17%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2