UnitedHealth Group Incorporated (FRA:UNH)

UnitedHealth Group Statistics

Total Valuation

FRA:UNH has a market cap or net worth of EUR 218.77 billion. The enterprise value is 265.59 billion.

Market Cap	218.77B
Enterprise Value	265.59B

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Dec 8, 2025

Share Statistics

Current Share Class	905.84M
Shares Outstanding	n/a
Shares Change (YoY)	-1.94%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	82.25%
Float	898.14M

Valuation Ratios

The trailing PE ratio is 21.31 and the forward PE ratio is 15.98.

PE Ratio	21.31
Forward PE	15.98
PS Ratio	0.57
PB Ratio	2.53
P/TBV Ratio	2.57
P/FCF Ratio	15.98
P/OCF Ratio	13.04
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.53, with an EV/FCF ratio of 19.40.

EV / Earnings	25.87
EV / Sales	0.71
EV / EBITDA	13.53
EV / EBIT	16.64
EV / FCF	19.40

Financial Position

The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.77.

Current Ratio	0.79
Quick Ratio	0.45
Debt / Equity	0.77
Debt / EBITDA	3.36
Debt / FCF	4.88
Interest Coverage	4.74

Financial Efficiency

Return on equity (ROE) is 12.54% and return on invested capital (ROIC) is 9.03%.

Return on Equity (ROE)	12.54%
Return on Assets (ROA)	3.90%
Return on Invested Capital (ROIC)	9.03%
Return on Capital Employed (ROCE)	9.74%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	952,982
Profits Per Employee	25,670
Employee Count	400,000
Asset Turnover	1.47
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:UNH has paid 1.61 billion in taxes.

Income Tax	1.61B
Effective Tax Rate	12.86%

Stock Price Statistics

The stock price has decreased by -53.63% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-53.63%
50-Day Moving Average	281.20
200-Day Moving Average	281.59
Relative Strength Index (RSI)	31.65
Average Volume (20 Days)	923

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.56

Income Statement

In the last 12 months, FRA:UNH had revenue of EUR 381.19 billion and earned 10.27 billion in profits. Earnings per share was 11.27.

Revenue	381.19B
Gross Profit	70.62B
Operating Income	16.15B
Pretax Income	12.52B
Net Income	10.27B
EBITDA	19.87B
EBIT	16.15B
Earnings Per Share (EPS)	11.27

Balance Sheet

The company has 23.95 billion in cash and 66.76 billion in debt, with a net cash position of -46.01 billion.

Cash & Cash Equivalents	23.95B
Total Debt	66.76B
Net Cash	-46.01B
Net Cash Per Share	n/a
Equity (Book Value)	86.62B
Book Value Per Share	93.68
Working Capital	-20.71B

Cash Flow

In the last 12 months, operating cash flow was 16.78 billion and capital expenditures -3.08 billion, giving a free cash flow of 13.69 billion.

Operating Cash Flow	16.78B
Capital Expenditures	-3.08B
Free Cash Flow	13.69B
FCF Per Share	n/a

Margins

Gross margin is 18.53%, with operating and profit margins of 4.24% and 2.69%.

Gross Margin	18.53%
Operating Margin	4.24%
Pretax Margin	3.28%
Profit Margin	2.69%
EBITDA Margin	5.21%
EBIT Margin	4.24%
FCF Margin	3.59%

Dividends & Yields

This stock pays an annual dividend of 7.63, which amounts to a dividend yield of 3.17%.

Dividend Per Share	7.63
Dividend Yield	3.17%
Dividend Growth (YoY)	0.89%
Years of Dividend Growth	17
Payout Ratio	67.73%
Buyback Yield	1.94%
Shareholder Yield	5.08%
Earnings Yield	4.69%
FCF Yield	6.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 31, 2005. It was a forward split with a ratio of 2.

Last Split Date	May 31, 2005
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	6