UnitedHealth Group Incorporated (FRA:UNH)

UnitedHealth Group Statistics

Total Valuation

FRA:UNH has a market cap or net worth of EUR 188.98 billion. The enterprise value is 236.45 billion.

Market Cap	188.98B
Enterprise Value	236.45B

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

Current Share Class	907.14M
Shares Outstanding	n/a
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	-0.87%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	904.50M

Valuation Ratios

The trailing PE ratio is 10.42 and the forward PE ratio is 14.82.

PE Ratio	10.42
Forward PE	14.82
PS Ratio	0.52
PB Ratio	2.12
P/TBV Ratio	2.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.82, with an EV/FCF ratio of 10.99.

EV / Earnings	13.04
EV / Sales	0.65
EV / EBITDA	7.82
EV / EBIT	8.89
EV / FCF	10.99

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.76.

Current Ratio	0.85
Quick Ratio	0.51
Debt / Equity	0.76
Debt / EBITDA	2.26
Debt / FCF	3.13
Interest Coverage	7.50

Financial Efficiency

Return on equity (ROE) is 21.65% and return on invested capital (ROIC) is 10.73%.

Return on Equity (ROE)	21.65%
Return on Assets (ROA)	6.46%
Return on Invested Capital (ROIC)	10.73%
Return on Capital Employed (ROCE)	15.55%
Revenue Per Employee	900,074
Profits Per Employee	45,334
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:UNH has paid 3.84 billion in taxes.

Income Tax	3.84B
Effective Tax Rate	16.94%

Stock Price Statistics

The stock price has decreased by -60.56% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-60.56%
50-Day Moving Average	254.51
200-Day Moving Average	420.15
Relative Strength Index (RSI)	18.05
Average Volume (20 Days)	3,951

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.63

Income Statement

In the last 12 months, FRA:UNH had revenue of EUR 360.03 billion and earned 18.13 billion in profits. Earnings per share was 19.68.

Revenue	360.03B
Gross Profit	75.04B
Operating Income	26.18B
Pretax Income	22.64B
Net Income	18.13B
EBITDA	28.59B
EBIT	26.18B
Earnings Per Share (EPS)	19.68

Balance Sheet

The company has 27.27 billion in cash and 67.43 billion in debt, giving a net cash position of -43.08 billion.

Cash & Cash Equivalents	27.27B
Total Debt	67.43B
Net Cash	-43.08B
Net Cash Per Share	n/a
Equity (Book Value)	89.22B
Book Value Per Share	94.01
Working Capital	-14.55B

Cash Flow

In the last 12 months, operating cash flow was 24.66 billion and capital expenditures -3.14 billion, giving a free cash flow of 21.52 billion.

Operating Cash Flow	24.66B
Capital Expenditures	-3.14B
Free Cash Flow	21.52B
FCF Per Share	n/a

Margins

Gross margin is 20.84%, with operating and profit margins of 7.27% and 5.04%.

Gross Margin	20.84%
Operating Margin	7.27%
Pretax Margin	6.29%
Profit Margin	5.04%
EBITDA Margin	7.94%
EBIT Margin	7.27%
FCF Margin	5.98%

Dividends & Yields

This stock pays an annual dividend of 7.73, which amounts to a dividend yield of 3.63%.

Dividend Per Share	7.73
Dividend Yield	3.63%
Dividend Growth (YoY)	7.87%
Years of Dividend Growth	16
Payout Ratio	39.26%
Buyback Yield	1.07%
Shareholder Yield	4.77%
Earnings Yield	9.60%
FCF Yield	11.39%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 31, 2005. It was a forward split with a ratio of 2.

Last Split Date	May 31, 2005
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5