United Bankshares, Inc. (FRA:UNK)

United Bankshares Statistics

Total Valuation

FRA:UNK has a market cap or net worth of EUR 4.97 billion.

Market Cap	4.97B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 26, 2026.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	Dec 12, 2025

Share Statistics

Current Share Class	139.55M
Shares Outstanding	n/a
Shares Change (YoY)	+4.88%
Shares Change (QoQ)	-0.69%
Owned by Insiders (%)	2.31%
Owned by Institutions (%)	72.18%
Float	136.27M

Valuation Ratios

The trailing PE ratio is 12.57 and the forward PE ratio is 12.05.

PE Ratio	12.57
Forward PE	12.05
PS Ratio	4.86
PB Ratio	1.06
P/TBV Ratio	1.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.86%.

Return on Equity (ROE)	8.86%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	401,047
Profits Per Employee	154,995
Employee Count	2,740
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:UNK has paid 101.18 million in taxes.

Income Tax	101.18M
Effective Tax Rate	20.36%

Stock Price Statistics

The stock price has decreased by -6.01% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-6.01%
50-Day Moving Average	33.30
200-Day Moving Average	31.87
Relative Strength Index (RSI)	57.13
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.36

Income Statement

In the last 12 months, FRA:UNK had revenue of EUR 1.02 billion and earned 395.70 million in profits. Earnings per share was 2.79.

Revenue	1.02B
Gross Profit	1.02B
Operating Income	546.65M
Pretax Income	496.88M
Net Income	395.70M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.79

Balance Sheet

The company has 2.17 billion in cash and 703.32 million in debt, with a net cash position of 1.46 billion.

Cash & Cash Equivalents	2.17B
Total Debt	703.32M
Net Cash	1.46B
Net Cash Per Share	n/a
Equity (Book Value)	4.68B
Book Value Per Share	33.54
Working Capital	-21.02B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	53.39%
Pretax Margin	48.53%
Profit Margin	38.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.30, which amounts to a dividend yield of 3.69%.

Dividend Per Share	1.30
Dividend Yield	3.69%
Dividend Growth (YoY)	-5.29%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-4.88%
Shareholder Yield	-1.19%
Earnings Yield	7.96%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2